Personal loans in Warrenton, GA
The roughly 1,875 people who live in Warrenton borrow under Georgia rules; city hall sets no personal-loan rate. The Census counts 1,875 people in Warrenton, the 246th-largest figure among Georgia's 536 places.
The next larger city is Thomson, GA about 11 miles away. A 2020-to-2023 comparison shows Warrenton up by about 7.9%. Every figure below is Georgia's own, applied to Warrenton's 1,875 residents, with the publisher and retrieval date attached. Pull your credit reports and line up at least three offers before you apply from Warrenton.
Warrenton: population, trend and location
Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.
- Population: 1,875 people, a figure that places Warrenton 246th among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: About 7.9% above the 2020 Census base.
- Absolute change: 137 residents added between 2020 and 2023.
- Size percentile: about 54% of Georgia communities are smaller than Warrenton (1,875 residents).
- Density: the Census land area of 2.1 sq mi holds about 882 people per square mile.
- Land area: Warrenton covers 2.1 square miles, the 337th-largest area among Georgia's 536 places.
- Water: Warrenton holds about 0.01 square miles, the 353rd-largest water area in Georgia.
- State population share: Warrenton accounts for about 0.0% of everyone in Georgia.
- National rank: Warrenton is 7,859th of 19,457 places nationwide.
- Growth in Georgia: Warrenton stands 82nd by percentage change from 2020 to 2023, among 536 places.
- Versus Georgia: the state average change is +3.4%, while Warrenton moved 7.9%.
- Density rank: Warrenton is the 151st most densely settled place in Georgia.
- Against the state median: Warrenton runs about 882 residents per square mile, where the Georgia median is 536.
- Location: it lies at 33.4077, -82.6651 in the Census Gazetteer.
- Nearest larger cities: Thomson (11 mi); Harlem (20 mi); Wrens (21 mi); Washington (23 mi); Grovetown (27 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Camak (3 mi); Norwood (4 mi); Gibson (13 mi).
- Within a 50-mile radius: 40 smaller Census places.
- Larger places within 100 miles: 153.
The Georgia lending rules that reach Warrenton
Every row below records a Georgia rule, its publisher and its retrieval date — the same rules a Warrenton lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
How personal loans work in Warrenton
With roughly 1,875 residents, Warrenton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Warrenton loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Warrenton loan but raises total interest, so the smallest payment is not the cheapest loan.
Warrenton against the rest of Georgia
Among Georgia's 536 places, Warrenton sits at 246th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Warrenton ranks 82nd of 536 in Georgia (about the 85th percentile). By density, at about 882 people per square mile, it ranks 151st in Georgia. In land area, Warrenton ranks 337th among Georgia's 536 places.
The Warrenton borrowing checklist
These steps shape the offer you get in Warrenton, a place of about 1,875 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Georgia regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
What differs between Warrenton and the rest of Georgia is not the process but the borrower's own file, among the 1,875 people here.
The geography behind Warrenton
Warrenton covers about 2.1 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). That land carries about 882 people per square mile. The largest place in Georgia, Atlanta, lies about 104 miles away. Warrenton has 20 larger places within a 50-mile radius. By land area it ranks 337th of 536 Georgia places.
Common questions
What are my options in Warrenton if my credit is poor?
What loan size can I expect in Warrenton?
Do I have to pledge anything to borrow in Warrenton?
Does comparing loans in Warrenton cost me credit score points?
Nearby places
- Camak, GA — population 128
- Norwood, GA — population 190
- Thomson, GA — population 6,860
- Gibson, GA — population 630
- Mitchell, GA — population 158
- Sharon, GA — population 111
- Avera, GA — population 215
- Edge Hill, GA — population 20