Personal loans in Warren, MN

The 2020 count to the 2023 estimate shows about 2.6% decline in Warren. Rate-shopping from Warren costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger metro is East Grand Forks, MN about 22 miles away. Rate ceilings, licensing requirements and product limits for Warren are all set at the Minnesota level.

Warren by the numbers

Warren is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 1,559 people, a figure that places Warren 293rd among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.6%.
• Change in people: the 2020-to-2023 comparison is a loss of about 41 residents.
• Size percentile: roughly 66% of Minnesota's places have fewer residents than Warren's 1,559.
• Population density: 1,071 people per square mile on 1.5 square miles of land.
• Land area rank: Warren's 1.5 square miles rank 400th of 853 places in Minnesota.
• Share of state population: Warren's 1,559 residents are about 0.0% of Minnesota.
• National rank: Warren sits 8,558th by population among the 19,457 places in this dataset.
• Growth rank: Warren ranks 688th among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Warren moved 2.6%.
• Density in Minnesota: Warren ranks 246th by people per square mile.
• Density in context: Warren's 1,071 people per square mile sit against a Minnesota median of 607.
• Location: 48.1940, -96.7688 (Census Gazetteer coordinates).
• Nearest larger cities: East Grand Forks (22 mi); Grand Forks (24 mi); Thief River Falls (28 mi); Crookston (30 mi); Grafton (33 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Argyle (10 mi); Alvarado (11 mi); Oslo (17 mi) — useful context for the surrounding area.
• Smaller neighbours: 49 places smaller than Warren sit within 50 miles.
• Larger places within 100 miles: 19.

Warren in state context

Warren is the 293rd-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Warren stands 688th among Minnesota's 853 places — roughly the 19th percentile. At about 1,071 people per square mile, Warren is the 246th most densely settled place in Minnesota. By land area, its 1.5 square miles rank 400th of 853 places in Minnesota.

Inside a Warren personal loan

With roughly 1,559 residents, Warren is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Warren's rank of 293rd in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Warren decides the split between a comfortable payment and the total interest you pay.

Where Warren sits

Warren covers about 1.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,559 residents, the land area yields roughly 1,071 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 278 miles away. A 50-mile radius around Warren takes in 5 places that are larger. Within the same 50 miles lie 49 smaller Census places.

The state rulebook for Warren

This table holds the Minnesota rate and licensing rules for consumer loans made to Warren's 1,559 residents.

Steps to take before a Warren loan

Complete these steps first when you borrow in Warren (1,559 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Make sure the new payment leaves room in a budget you already keep.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Keep the amount to the expense; an approval is not a reason to take more.

What differs between Warren and the rest of Minnesota is not the process but the borrower's own file, among the 1,559 people here.