Personal loans in Warr Acres, OK

Warr Acres added about 0.2% to its population between the 2020 base and the 2023 estimate. Compare APR, not the interest rate, because the APR folds in most fees on a Warr Acres loan. For a bigger market, look to Bethany, OK about 2 miles away. Lenders active in Warr Acres report to a Oklahoma supervisor, identified in the sourced rows below.

Warr Acres: population, trend and location

Most of what governs a Warr Acres loan is written in Oklahoma law rather than in the city; the sourced notes below make that split concrete.

• Population: 10,472 — Warr Acres ranks 45th of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: Up about 0.2% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 26 residents.
• Size percentile: Warr Acres's 10,472 people outrank roughly 92% of the places in Oklahoma.
• Population density: 3,736 people per square mile on 2.8 square miles of land.
• Land area: Warr Acres covers 2.8 square miles, the 195th-largest area among Oklahoma's 590 places.
• Water area rank: Warr Acres ranks 141st among Oklahoma's 590 places, with 0.03 sq mi.
• State share: roughly 0.3% of Oklahoma's residents live in Warr Acres (10,472 people).
• National rank: Warr Acres sits 3,051st by population among the 19,457 places in this dataset.
• Growth in Oklahoma: Warr Acres stands 321st by percentage change from 2020 to 2023, among 590 places.
• Versus Oklahoma: the state average change is +1.3%, while Warr Acres moved 0.2%.
• Density in Oklahoma: Warr Acres ranks 4th by people per square mile.
• Density in context: Warr Acres's 3,736 people per square mile sit against a Oklahoma median of 546.
• Location: mapped by the US Census Bureau at 35.5261, -97.6181.
• Nearest larger cities: Bethany (2 mi); Oklahoma City (7 mi); Yukon (8 mi); Mustang (11 mi); Del City (11 mi). Online lenders reach Warr Acres no matter how far the nearest branch is.
• Smaller communities close by: Woodlawn Park (2 mi); Nichols Hills (4 mi); The Village (5 mi), each with its own Census population profile.
• Smaller places within 50 miles: 84 of them.
• Within 100 miles: 28 places are larger than Warr Acres.

A practical checklist for Warr Acres borrowers

For Warr Acres's roughly 10,472 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the Oklahoma regulator's licence list.
5. Pick the shortest term whose payment you can comfortably afford.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Warr Acres-specific: the same Oklahoma licensing and disclosure rules reach all 10,472 residents.

The state rulebook for Warr Acres

Below are the Oklahoma rules that apply to a loan made in Warr Acres, each with the regulator that issued it.

Warr Acres against the rest of Oklahoma

Warr Acres is the 45th-largest of 590 Census places in Oklahoma and contains about 0.3% of the state's people. On the 2020-to-2023 trend, Warr Acres stands 321st among Oklahoma's 590 places — roughly the 46th percentile. By density, at about 3,736 people per square mile, it ranks 4th in Oklahoma. The population moved by about 26 people between 2020 and 2023, a 0.2% shift.

Borrowing reach in Warr Acres

Warr Acres is fairly dense, with about 3,736 people per square mile and 15 larger places within 50 miles. Lenders licensed in Oklahoma reach Warr Acres's 10,472 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Bethany, OK about 2 miles away.

What a Warr Acres borrower is actually offered

Most loans made to Warr Acres's 10,472 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Warr Acres lender to disclose the APR and finance charge before you sign. Shortening the term on a Warr Acres loan raises the monthly payment but cuts the interest; lengthening it does the reverse.