Personal loans in Wampum, PA

Wampum is home to roughly 546 people and stands 748th by size out of 1,013 Census places in Pennsylvania. Work out your debt-to-income ratio first; lenders weigh it heavily, and Wampum's 546 residents are no exception. A lender that serves Wampum operates under Pennsylvania lending statutes and a Pennsylvania supervisor. A larger market lies at New Beaver, PA about 2 miles away.

Where Wampum stands

Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.

• Population: about 546, ranked 748th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 2.0% fewer residents than the 2020 Census counted.
• Net change: roughly 11 fewer people than the 2020 Census counted.
• Size percentile: roughly 26% of Pennsylvania's places have fewer residents than Wampum's 546.
• Population density: about 554 people per square mile (Census land area 1.0 sq mi).
• By land area: Wampum ranks 452nd among Pennsylvania's 1,013 places, at 1.0 sq mi.
• Water: Wampum holds about 0.05 square miles, the 236th-largest water area in Pennsylvania.
• Share of state population: Wampum's 546 residents are about 0.0% of Pennsylvania.
• National standing: Wampum ranks 12,803rd of 19,457 US places.
• Growth rank: Wampum ranks 642nd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Against the state trend: Wampum's 2.0% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: Wampum ranks 843rd by people per square mile.
• Density vs Pennsylvania: Wampum's 554 people per square mile compare with a state median of 1,990.
• Location: it lies at 40.8851, -80.3404 in the Census Gazetteer.
• Nearest larger cities: New Beaver (2 mi); Ellwood City (3 mi); Koppel (4 mi); Ellport (4 mi); Big Beaver (4 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: New Galilee (5 mi); Homewood (5 mi); Enon Valley (6 mi).
• Smaller places within 50 miles: 64 of them.
• Within 100 miles: 554 places are larger than Wampum.

Wampum in state context

Against Pennsylvania's other places, Wampum accounts for about 0.0% of the state's population and ranks 748th of 1,013 by size. On the 2020-to-2023 trend, Wampum stands 642nd among Pennsylvania's 1,013 places — roughly the 37th percentile. Its roughly 554 residents per square mile place it 843rd among Pennsylvania's places. The population moved by about 11 people between 2020 and 2023, a 2.0% shift.

The Pennsylvania lending rules that reach Wampum

For the roughly 546 residents of Wampum, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

Where Wampum sits

Inside Wampum's boundaries lie roughly 1.0 square miles of land and 0.05 square miles of water. That land carries about 554 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 280 miles away. Counting outward 50 miles, 217 larger communities surround Wampum. The 100-mile radius contains 554 larger places.

How lenders reach Wampum

Wampum is a moderately settled community of about 546 people, with 217 larger places inside a 50-mile radius. Distance to a branch rarely matters for Wampum's 546 residents: the application is online and the price follows your credit file. For a larger market, the closest option is New Beaver, PA about 2 miles away.

How personal loans work in Wampum

With roughly 546 residents, Wampum is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Wampum loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Wampum loan raises the monthly payment but cuts the interest; lengthening it does the reverse.