Personal loans in Walden, CO
A personal loan in Walden is priced from your credit file and income, not from the fact that the city holds 572 people. Begin with the payment, then weigh APR and total interest across the lenders that reach Walden's 572 residents.
Walden is home to roughly 572 people and stands 187th by size out of 270 Census places in Colorado. Consumer lending that reaches Walden's 572 residents is governed by Colorado statute; no city ordinance changes it. Walden lost roughly 5.8% of its population across the 2020-to-2023 comparison. For a bigger market, look to Steamboat Springs, CO about 33 miles away.
Walden: population, trend and location
Walden is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 572, ranked 187th of 270 places in Colorado (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 5.8% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 35 residents.
- Size percentile: Walden sits ahead of around 31% of Colorado places, at 572 people.
- Land and density: 0.3 square miles of land carry roughly 1,707 residents per square mile.
- Land area: Walden covers 0.3 square miles, the 227th-largest area among Colorado's 270 places.
- Within Colorado: about 0.0% of the state's population lives in Walden.
- Nationally: Walden is the 12,630th-largest of 19,457 Census places in the dataset.
- Growth rank: Walden's 2020-to-2023 change ranks 261st of 270 places in Colorado.
- Versus Colorado: the state average change is +2.3%, while Walden moved 5.8%.
- Density rank: Walden places 67th among Colorado's places by people per square mile.
- Density in context: Walden's 1,707 people per square mile sit against a Colorado median of 1,126.
- Location: 40.7316, -106.2813 (Census Gazetteer coordinates).
- Nearest larger cities: Steamboat Springs (33 mi); Hot Sulphur Springs (46 mi); Estes Park (47 mi); Kremmling (47 mi); Oak Creek (48 mi). Larger metros often have more branches, but online lenders reach Walden on the same terms.
- Smaller places nearby: Grand Lake (41 mi); Riverside (42 mi); Encampment (42 mi).
- Smaller neighbours: 3 places smaller than Walden sit within 50 miles.
- Within 100 miles: 77 places are larger than Walden.
What is available to Walden borrowers
Walden is a moderately settled community of about 572 people, with 6 larger places inside a 50-mile radius. Distance to a branch rarely matters for Walden's 572 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Steamboat Springs, CO about 33 miles away.
How a Walden personal loan is priced
Walden is a small community of about 572 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Walden's 572 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Walden loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Walden on the map
The Census Gazetteer records about 0.3 square miles of land within Walden, with no significant water area listed. The resulting density is about 1,707 people per square mile. For the state's biggest city, Denver, the distance is roughly 100 miles. Within 50 miles of Walden there are 6 larger Census places. Within the same 50 miles lie 3 smaller Census places.
How Walden compares across Colorado
Walden is the 187th-largest of 270 Census places in Colorado and contains about 0.0% of the state's people. For population change between 2020 and 2023, Walden ranks 261st of 270 in Colorado (about the 3th percentile). By density, at about 1,707 people per square mile, it ranks 67th in Colorado. Between 2020 and 2023 the count changed by roughly 35 residents.
Colorado consumer-lending rules applied in Walden
Colorado has no separate rate rule for Walden; the sourced rows below are what reach every lender that serves its 572 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders". | Colorado Attorney General — Consumer Protection Section as of 2026-09-16 |
| Payday lending status | Permitted but capped at 36% APR (Proposition 111, effective February 1, 2019) Source says: "a finance charge for each deferred deposit loan or payday loan that must not exceed an annual percentage rate of thirty-six percent". | Colorado General Assembly — C.R.S. § 5-3.1-105 (Deferred Deposit Loan Act) as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116). | Colorado Attorney General — Uniform Consumer Credit Code licensing as of 2026-09-16 |
Common questions
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Nearby places
- Steamboat Springs, CO — population 13,508
- Grand Lake, CO — population 405
- Hot Sulphur Springs, CO — population 662
- Kremmling, CO — population 1,445
- Riverside, WY — population 63
- Encampment, WY — population 450
- Granby, CO — population 2,256
- Oak Creek, CO — population 858