Personal loans in Wabash, IN
A personal loan in Wabash is priced from your credit file and income, not from the fact that the city holds 10,269 people.
Every figure below is Indiana's own, applied to Wabash's 10,269 residents, with the publisher and retrieval date attached. At about 10,269 residents, Wabash is larger than roughly 85% of the places in Indiana. Compare APR, not the interest rate, because the APR folds in most fees on a Wabash loan. Census figures put the 2020-to-2023 decrease in Wabash at about 1.6%. A larger market lies at Peru, IN about 13 miles away.
Wabash: population, trend and location
Wabash is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: about 10,269, ranked 82nd of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 1.6% between 2020 and 2023.
- Absolute change: 170 residents lost between 2020 and 2023.
- Size percentile: Wabash's 10,269 people outrank roughly 85% of the places in Indiana.
- Population density: about 1,065 people per square mile (Census land area 9.6 sq mi).
- By land area: Wabash ranks 62nd among Indiana's 565 places, at 9.6 sq mi.
- Water area: Wabash has 0.24 square miles of water, ranking 39th of 565 places in Indiana.
- Share of Indiana: Wabash holds about 0.3% of the state's population, some 10,269 people.
- National rank: Wabash sits 3,096th by population among the 19,457 places in this dataset.
- Growth in Indiana: Wabash stands 509th by percentage change from 2020 to 2023, among 565 places.
- Versus Indiana: the state average change is +1.0%, while Wabash moved 1.6%.
- Density rank: Wabash is the 377th most densely settled place in Indiana.
- Against the state median: Wabash runs about 1,065 residents per square mile, where the Indiana median is 1,375.
- Location: latitude 40.8028, longitude -85.8292 (Census Gazetteer).
- Nearest larger cities: Peru (13 mi); Huntington (18 mi); Marion (20 mi); Logansport (28 mi); Kokomo (28 mi). Online lenders reach Wabash no matter how far the nearest branch is.
- Smaller communities close by: Lagro (6 mi); Roann (9 mi); La Fontaine (11 mi), each with its own Census population profile.
- Smaller places within 50 miles: 106 of them.
- Larger places within 100 miles: 75.
Which Indiana laws govern a loan in Wabash
Read the table as a lender's compliance picture for Wabash: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
How lenders reach Wabash
With about 1,065 residents per square mile, Wabash is moderately settled, and 14 larger Census places sit within 50 miles. A Indiana licence lets a lender serve Wabash without a local office, so branch density does not change what its 10,269 residents are offered. For a larger market, the closest option is Peru, IN about 13 miles away.
Wabash against the rest of Indiana
Within Indiana, Wabash holds roughly 0.3% of all residents, the 82nd-largest share among 565 places. For population change between 2020 and 2023, Wabash ranks 509th of 565 in Indiana (about the 10th percentile). By density, at about 1,065 people per square mile, it ranks 377th in Indiana. In land area, Wabash ranks 62nd among Indiana's 565 places.
Steps to take before a Wabash loan
Before you apply in Wabash, a community of about 10,269, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Indiana regulator's licence records before you sign.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
What differs between Wabash and the rest of Indiana is not the process but the borrower's own file, among the 10,269 people here.
Where Wabash sits
Wabash covers about 9.6 square miles of land, with 0.24 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,065 residents per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 41 miles. Wabash has 14 larger places within a 50-mile radius. Within the same 50 miles lie 106 smaller Census places.
Common questions
What are my options in Wabash if my credit is poor?
What loan size can I expect in Wabash?
Do I have to pledge anything to borrow in Wabash?
Does comparing loans in Wabash cost me credit score points?
Nearby places
- Lagro, IN — population 346
- Roann, IN — population 435
- La Fontaine, IN — population 795
- North Manchester, IN — population 5,225
- Amboy, IN — population 308
- Converse, IN — population 1,117
- Andrews, IN — population 1,051
- Sweetser, IN — population 1,064