Personal loans in Vona, CO
In Vona, one of 270 Census places in Colorado, the figure to compare across lenders is the APR, not the advertised rate. Compare APR, not the interest rate, because the APR folds in most fees on a Vona loan.
At about 90 residents, Vona is larger than roughly 5% of the places in Colorado. Consumer lending that reaches Vona's 90 residents is governed by Colorado statute; no city ordinance changes it. Population in Vona dropped about 2.2% over the three years from 2020 to 2023. The closest larger city is Seibert, CO about 7 miles away.
Vona by the numbers
The figures below are Vona's own — Census population, land area and coordinates — followed by the Colorado rules.
- Population: the Census counts 90 residents in Vona (Vintage 2023 subcounty estimate), the 257th-largest figure among Colorado's 270 places.
- Population trend: Lower by roughly 2.2% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: roughly 5% of Colorado places rank below Vona.
- Population density: about 407 people per square mile (Census land area 0.2 sq mi).
- Land area rank: Vona's 0.2 square miles rank 252nd of 270 places in Colorado.
- Share of Colorado: Vona holds about 0.0% of the state's population, some 90 people.
- National rank: Vona is the 18,314th most populous of the 19,457 Census places covered here.
- Growth in Colorado: Vona stands 191st by percentage change from 2020 to 2023, among 270 places.
- Versus Colorado: the state average change is +2.3%, while Vona moved 2.2%.
- Density rank: Vona places 226th among Colorado's places by people per square mile.
- Density in context: Vona's 407 people per square mile sit against a Colorado median of 1,126.
- Location: 39.3021, -102.7434 (US Census Bureau Gazetteer).
- Nearest larger cities: Seibert (7 mi); Stratton (7 mi); Bethune (17 mi); Flagler (17 mi); Burlington (25 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Sheridan Lake (63 mi); Haswell (63 mi); Wallace (67 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 0 of them.
- At 100 miles: 60 larger Census places fall inside that radius.
Colorado rules behind a Vona personal loan
Read the table as a lender's compliance picture for Vona: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders". | Colorado Attorney General — Consumer Protection Section as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116). | Colorado Attorney General — Uniform Consumer Credit Code licensing as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | UCCC finance-charge ceilings: 12% per year on non-supervised consumer loans; supervised loans 36% on the first $1,000, 21% on $1,000–$3,000, 15% above $3,000 (or 21% flat); 21% on revolving accounts Source says: "not exceeding twelve percent per year on the unpaid balance of the amount financed"; "Thirty-six percent per year on that part of the unpaid balances of the amount financed that is one thousand dollars or less"; "Twenty-one percent per year on the unpaid balances of the amount financed". | Colorado General Assembly — C.R.S. § 5-2-201 (Colorado Revised Statutes 2024, Title 5) as of 2026-09-16 |
Vona's place among Colorado's 270 places
Within Colorado, Vona holds roughly 0.0% of all residents, the 257th-largest share among 270 places. Its 2020-to-2023 change ranks 191st of 270 Colorado places, putting it near the 29th percentile for growth. Its roughly 407 residents per square mile place it 226th among Colorado's places. Between 2020 and 2023 the count changed by roughly 2 residents.
Vona on the map
Inside Vona's boundaries lie about 0.2 square miles of land, with no significant water area recorded. The resulting density is about 407 people per square mile. The largest place in Colorado, Denver, lies about 118 miles away. A 50-mile radius around Vona takes in 11 places that are larger. By land area it ranks 252nd of 270 Colorado places.
Borrowing reach in Vona
At roughly 407 people per square mile, Vona is lightly settled; 11 larger places lie within 50 miles. A Colorado licence lets a lender serve Vona without a local office, so branch density does not change what its 90 residents are offered. The nearest bigger place is Seibert, CO about 7 miles away.
Inside a Vona personal loan
In Vona, a small community of about 90, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Vona's 90 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Vona loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Vona if my credit is poor?
What loan size can I expect in Vona?
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Does comparing loans in Vona cost me credit score points?
Nearby places
- Seibert, CO — population 176
- Stratton, CO — population 646
- Bethune, CO — population 181
- Flagler, CO — population 573
- Burlington, CO — population 3,128
- Arriba, CO — population 201
- Kit Carson, CO — population 250
- Cheyenne Wells, CO — population 722