Personal loans in Village of the Branch, NY

Population in Village of the Branch dropped about 1.1% over the three years from 2020 to 2023. With 1,749 residents, Village of the Branch outranks about 45% of the communities in New York. Judge Village of the Branch offers on total cost, not on how quickly the money arrives. A single loan can carry different costs on either side of a state line, and Village of the Branch sits on the New York side of that line. For a bigger market, look to Islandia, NY about 3 miles away.

The Village of the Branch data picture

What follows is Village of the Branch's place in the Census record, alongside the New York rules that govern a personal loan made here.

• Population: the Census counts 1,749 residents in Village of the Branch (Vintage 2023 subcounty estimate), the 325th-largest figure among New York's 595 places.
• Population trend: Down about 1.1% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 19 residents.
• Size percentile: roughly 45% of New York's places have fewer residents than Village of the Branch's 1,749.
• Population density: about 1,841 people per square mile (Census land area 0.9 sq mi).
• Land area rank: Village of the Branch's 0.9 square miles rank 427th of 595 places in New York.
• Water area: Village of the Branch has 0.03 square miles of water, ranking 231st of 595 places in New York.
• Within New York: about 0.0% of the state's population lives in Village of the Branch.
• National rank: Village of the Branch is the 8,125th most populous of the 19,457 Census places covered here.
• Growth rank: Village of the Branch ranks 222nd among New York's 595 places for the 2020-to-2023 change.
• State comparison: New York's places average -1.1% for 2020-to-2023, against Village of the Branch's 1.1%.
• Density in New York: Village of the Branch ranks 237th by people per square mile.
• Density in context: Village of the Branch's 1,841 people per square mile sit against a New York median of 1,515.
• Location: 40.8534, -73.1822 (US Census Bureau Gazetteer).
• Nearest larger cities: Islandia (3 mi); Lake Grove (3 mi); Port Jefferson (9 mi); Northport (9 mi); Brightwaters (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Head of the Harbor (3 mi); Nissequogue (3 mi); Old Field (8 mi).
• Smaller neighbours: 38 places smaller than Village of the Branch sit within 50 miles.
• At 100 miles: 377 larger Census places fall inside that radius.

Village of the Branch against the rest of New York

Against New York's other places, Village of the Branch accounts for about 0.0% of the state's population and ranks 325th of 595 by size. Its 2020-to-2023 change ranks 222nd of 595 New York places, putting it near the 63th percentile for growth. By density, at about 1,841 people per square mile, it ranks 237th in New York. Between 2020 and 2023 the count changed by roughly 19 residents.

How a Village of the Branch personal loan is priced

In Village of the Branch, a small community of about 1,749, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Village of the Branch can be quoted different APRs on the same amount and term. Shortening the term on a Village of the Branch loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

New York consumer-lending rules applied in Village of the Branch

Read the table as a lender's compliance picture for Village of the Branch: the rule, the sourced figure, the publisher and the date.

How lenders reach Village of the Branch

Village of the Branch is moderately settled, with about 1,841 people per square mile and 175 larger places within 50 miles. Lenders licensed in New York reach Village of the Branch's 1,749 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Islandia, NY about 3 miles away.

Village of the Branch: area, density and distance

Inside Village of the Branch's boundaries lie roughly 0.9 square miles of land and 0.03 square miles of water. The resulting density is about 1,841 people per square mile. The state's population centre of gravity, New York, is roughly 42 miles away. Within 50 miles of Village of the Branch there are 175 larger Census places. Within the same 50 miles lie 38 smaller Census places.