Personal loans in Venus, TX
A lender serving Venus holds a Texas licence and answers to a Texas regulator; no city office is involved for its 7,528 residents. Use the calculator on this page to price an amount and term before you commit in Venus.
Venus is one of 1,224 Census places in Texas; its 7,528 residents put it at 294th. A single loan can carry different costs on either side of a state line, and Venus sits on the Texas side of that line. Venus added about 66.0% to its population between the 2020 base and the 2023 estimate. For a bigger market, look to Midlothian, TX about 7 miles away.
Venus: population, trend and location
Most of what governs a Venus loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: about 7,528 people live here, which puts Venus 294th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: Roughly 66.0% more residents than the 2020 Census counted.
- Net change: roughly 2,993 more people than the 2020 Census counted.
- Size percentile: Venus sits ahead of around 76% of Texas places, at 7,528 people.
- Population density: about 1,546 people per square mile (Census land area 4.9 sq mi).
- By land area: Venus ranks 374th among Texas's 1,224 places, at 4.9 sq mi.
- State share: roughly 0.0% of Texas's residents live in Venus (7,528 people).
- National standing: Venus ranks 3,818th of 19,457 US places.
- Growth rank: Venus's 2020-to-2023 change ranks 18th of 1,224 places in Texas.
- Versus Texas: the state average change is +6.5%, while Venus moved 66.0%.
- Density in Texas: Venus ranks 267th by people per square mile.
- Density vs Texas: Venus's 1,546 people per square mile compare with a state median of 840.
- Location: 32.4262 / -97.1022, per the US Census Bureau Gazetteer.
- Nearest larger cities: Midlothian (7 mi); Mansfield (10 mi); Cedar Hill (14 mi); Burleson (15 mi); Waxahachie (15 mi). Living near a larger metro rarely changes what is available in Venus.
- Smaller places nearby: Alvarado (6 mi); Maypearl (10 mi); Grandview (12 mi).
- Within a 50-mile radius: 98 smaller Census places.
- Within 100 miles: 110 places are larger than Venus.
What shapes a Venus personal loan
Venus is a small town of about 7,528 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Venus can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Venus loan but raises total interest, so the smallest payment is not the cheapest loan.
How Venus compares across Texas
Among Texas's 1,224 places, Venus sits at 294th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Venus stands 18th among Texas's 1,224 places — roughly the 99th percentile. Its roughly 1,546 residents per square mile place it 267th among Texas's places. The population moved by about 2,993 people between 2020 and 2023, a 66.0% shift.
The state rulebook for Venus
The rows below set out what a licensed lender must follow in Texas, and so for Venus's roughly 7,528 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
What is available to Venus borrowers
Venus is a moderately settled community of about 7,528 people, with 68 larger places inside a 50-mile radius. A Texas licence lets a lender serve Venus without a local office, so branch density does not change what its 7,528 residents are offered. The nearest bigger place is Midlothian, TX about 7 miles away.
A practical checklist for Venus borrowers
Before you hand your details to a lender in Venus, where the population is near 7,528:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Texas licence with the regulator named above before committing.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
In Venus as elsewhere in Texas, the written terms — not the advertisement — are what count for its 7,528 residents.
Common questions
What are my options in Venus if my credit is poor?
What loan size can I expect in Venus?
Do I have to pledge anything to borrow in Venus?
Does comparing loans in Venus cost me credit score points?
Nearby places
- Alvarado, TX — population 6,225
- Midlothian, TX — population 41,352
- Mansfield, TX — population 78,542
- Maypearl, TX — population 965
- Grandview, TX — population 1,926
- Coyote Flats, TX — population 289
- Briaroaks, TX — population 506
- Cedar Hill, TX — population 48,411