Personal loans in Venice, IL

The first question in Venice is not the rate on offer but whether the payment fits; about 1,457 people live here under Illinois lending law. Consumer lending that reaches Venice's 1,457 residents is governed by Illinois statute; no city ordinance changes it. Compare APR, not the interest rate, because the APR folds in most fees on a Venice loan. For a bigger market, look to Madison, IL about 4 miles away.

Venice by the numbers

Two layers matter for a Venice borrower: the local population picture and Illinois's consumer-lending statutes.

• Population: 1,457 residents; Venice is the 548th-largest of 1,294 places in Illinois (US Census Bureau, Vintage 2023).
• Population trend: Down about 2.3% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 35 fewer people than the 2020 Census counted.
• Size percentile: about 58% of Illinois communities are smaller than Venice (1,457 residents).
• Land and density: 1.8 square miles of land carry roughly 788 residents per square mile.
• By land area: Venice ranks 520th among Illinois's 1,294 places, at 1.8 sq mi.
• Share of Illinois: Venice holds about 0.0% of the state's population, some 1,457 people.
• National rank: Venice sits 8,792nd by population among the 19,457 places in this dataset.
• Growth rank: Venice's 2020-to-2023 change ranks 730th of 1,294 places in Illinois.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Venice's 2.3%.
• Density in Illinois: Venice ranks 797th by people per square mile.
• Against the state median: Venice runs about 788 residents per square mile, where the Illinois median is 993.
• Location: 38.6720, -90.1693 (Census Gazetteer coordinates).
• Nearest larger cities: Madison (4 mi); Fairmont City (4 mi); East St. Louis (4 mi); Granite City (5 mi); St. Louis (5 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Brooklyn (1 mi); Sauget (6 mi); Flordell Hills (6 mi), each with its own Census population profile.
• Smaller places within 50 miles: 136 of them.
• Larger places within 100 miles: 220.

How lenders reach Venice

With about 788 residents per square mile, Venice is moderately settled, and 137 larger Census places sit within 50 miles. What is available to Venice's 1,457 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Madison, IL about 4 miles away.

Venice's place among Illinois's 1,294 places

Among Illinois's 1,294 places, Venice sits at 548th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Venice ranks 730th of 1,294 in Illinois (about the 44th percentile). At about 788 people per square mile, Venice is the 797th most densely settled place in Illinois. Within 50 miles sit 136 smaller Census places, alongside the 137 that are larger.

How a Venice personal loan is priced

Venice is a small community of about 1,457 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Venice loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Venice loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Venice

The Census Gazetteer records about 1.8 square miles of land within Venice, with no significant water area listed. The resulting density is about 788 people per square mile. The state's population centre of gravity, Chicago, is roughly 255 miles away. Counting outward 50 miles, 137 larger communities surround Venice. Within the same 50 miles lie 136 smaller Census places.

What Illinois law requires in Venice

For the roughly 1,457 residents of Venice, the rules below are Illinois's own; each row carries its publisher and retrieval date.