Personal loans in Venedy, IL
From the 2020 Census base to the 2023 estimate, the population declined by about 0.8%. Venedy ranks 1,198th of 1,294 places in Illinois, with a population near 125.
Personal loans in Venedy are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 125 population. Compare APR, not the interest rate, because the APR folds in most fees on a Venedy loan. To lend to Venedy's 125 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. For a bigger market, look to St. Libory, IL about 5 miles away.
Local context for Venedy
Venedy is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 125 — Venedy ranks 1,198th of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 0.8% across the 2020-to-2023 comparison.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: bigger than about 7% of the places in Illinois, with 125 residents in Venedy.
- Density: roughly 445 residents per square mile, spread over 0.3 sq mi of land.
- By land area: Venedy ranks 1,178th among Illinois's 1,294 places, at 0.3 sq mi.
- Within Illinois: about 0.0% of the state's population lives in Venedy.
- National rank: Venedy sits 17,694th by population among the 19,457 places in this dataset.
- Growth in Illinois: Venedy stands 222nd by percentage change from 2020 to 2023, among 1,294 places.
- Versus Illinois: the state average change is -2.0%, while Venedy moved 0.8%.
- Density in Illinois: Venedy ranks 1,034th by people per square mile.
- Against the state median: Venedy runs about 445 residents per square mile, where the Illinois median is 993.
- Location: latitude 38.3966, longitude -89.6456 (Census Gazetteer).
- Nearest larger cities: St. Libory (5 mi); Okawville (6 mi); Damiansville (8 mi); Fayetteville (8 mi); Addieville (9 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Walnut Hill (33 mi); Old Ripley (35 mi); Fults (35 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 12 smaller Census places.
- At 100 miles: 572 larger Census places fall inside that radius.
Borrowing reach in Venedy
At roughly 445 people per square mile, Venedy is lightly settled; 251 larger places lie within 50 miles. Lenders licensed in Illinois reach Venedy's 125 residents online, so the nearest branch is not what sets your APR. The nearest larger city, St. Libory, IL about 5 miles away.
Venedy against the rest of Illinois
Among Illinois's 1,294 places, Venedy sits at 1,198th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Venedy stands 222nd among Illinois's 1,294 places — roughly the 83th percentile. At about 445 people per square mile, Venedy is the 1,034th most densely settled place in Illinois. In land area, Venedy ranks 1,178th among Illinois's 1,294 places.
Land, water and location for Venedy
Inside Venedy's boundaries lie about 0.3 square miles of land, with no significant water area recorded. That land carries about 445 people per square mile. The largest place in Illinois, Chicago, lies about 259 miles away. Counting outward 50 miles, 251 larger communities surround Venedy. By land area it ranks 1,178th of 1,294 Illinois places.
What Illinois law requires in Venedy
The rows below set out what a licensed lender must follow in Illinois, and so for Venedy's roughly 125 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
How a Venedy personal loan is priced
With roughly 125 residents, Venedy is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Venedy. The term you choose in Venedy decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- St. Libory, IL — population 610
- Okawville, IL — population 1,351
- Damiansville, IL — population 552
- Albers, IL — population 1,117
- Fayetteville, IL — population 286
- New Baden, IL — population 3,364
- Addieville, IL — population 251
- Tilden, IL — population 745