Personal loans in Van Horne, IA
With roughly 769 residents, Van Horne is a small community, and the lending rules its borrowers live under are written in Iowa, not by the city. An estimated 769 people make their home in Van Horne, a figure that ranks 337th in Iowa.
The 2020 count to the 2023 estimate shows about 0.4% decline in Van Horne. Every figure below is Iowa's own, applied to Van Horne's 769 residents, with the publisher and retrieval date attached. Rate-shopping from Van Horne costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger metro is Newhall, IA about 6 miles away.
What the Census records for Van Horne
Set out below is Van Horne's local context next to the state-level rules that reach every lender here.
- Population: 769 people, a figure that places Van Horne 337th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
- Population trend: About 0.4% below the 2020 Census base.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: about 64% of Iowa's Census places are smaller than Van Horne.
- Density: the Census land area of 0.9 sq mi holds about 827 people per square mile.
- By land area: Van Horne ranks 443rd among Iowa's 940 places, at 0.9 sq mi.
- Share of Iowa: Van Horne holds about 0.0% of the state's population, some 769 people.
- National rank: Van Horne is the 11,363rd most populous of the 19,457 Census places covered here.
- Growth rank: Van Horne ranks 327th among Iowa's 940 places for the 2020-to-2023 change.
- Against the state trend: Van Horne's 0.4% change compares with a Iowa average of -0.7% across its 940 places.
- Density rank: Van Horne is the 368th most densely settled place in Iowa.
- Density vs Iowa: Van Horne's 827 people per square mile compare with a state median of 672.
- Location: 42.0083, -92.0897 (Census Gazetteer coordinates).
- Nearest larger cities: Newhall (6 mi); Vinton (11 mi); Atkins (12 mi); Belle Plaine (12 mi); Shellsburg (13 mi). Lenders licensed in the state serve Van Horne whether or not they keep a local branch.
- Smaller towns nearby: Keystone (6 mi); Blairstown (7 mi); Luzerne (8 mi).
- Within a 50-mile radius: 70 smaller Census places.
- Larger places within 100 miles: 242.
A practical checklist for Van Horne borrowers
Complete these steps first when you borrow in Van Horne (769 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Iowa licence with the regulator listed on this page.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
In Van Horne as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 769 residents.
Where Van Horne sits
The Census Gazetteer records about 0.9 square miles of land within Van Horne, with no significant water area listed. The resulting density is about 827 people per square mile. The largest place in Iowa, Des Moines, lies about 84 miles away. A 50-mile radius around Van Horne takes in 74 places that are larger. Within the same 50 miles lie 70 smaller Census places.
Van Horne's place among Iowa's 940 places
Within Iowa, Van Horne holds roughly 0.0% of all residents, the 337th-largest share among 940 places. On the 2020-to-2023 trend, Van Horne stands 327th among Iowa's 940 places — roughly the 65th percentile. Its roughly 827 residents per square mile place it 368th among Iowa's places. Within 50 miles sit 70 smaller Census places, alongside the 74 that are larger.
What Iowa law requires in Van Horne
For the roughly 769 residents of Van Horne, the rules below are Iowa's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Getting a loan in Van Horne
Van Horne is a moderately settled community of about 769 people, with 74 larger places inside a 50-mile radius. Distance to a branch rarely matters for Van Horne's 769 residents: the application is online and the price follows your credit file. The nearest bigger place is Newhall, IA about 6 miles away.
Common questions
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Nearby places
- Blairstown, IA — population 704
- Keystone, IA — population 621
- Newhall, IA — population 888
- Luzerne, IA — population 111
- Garrison, IA — population 344
- Vinton, IA — population 4,951
- Norway, IA — population 465
- Marengo, IA — population 2,404