Personal loans in Valentine, TX

Pull your credit reports and line up at least three offers before you apply from Valentine. Census figures put the 2020-to-2023 decrease in Valentine at about 6.9%. A lender that serves Valentine operates under Texas lending statutes and a Texas supervisor. For a bigger market, look to Marfa, TX about 34 miles away.

Valentine: the sourced local profile

Set out below is Valentine's local context next to the state-level rules that reach every lender here.

• Population: about 67 people live here, which puts Valentine 1,216th of 1,224 Census places in Texas (Vintage 2023).
• Population trend: Down about 6.9% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
• Size percentile: roughly 1% of Texas's places have fewer residents than Valentine's 67.
• Population density: about 138 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Valentine covers 0.5 square miles, the 1,153rd-largest area among Texas's 1,224 places.
• State population share: Valentine accounts for about 0.0% of everyone in Texas.
• National rank: Valentine is the 18,715th most populous of the 19,457 Census places covered here.
• Growth rank: Valentine ranks 1,214th among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: Valentine's 6.9% change compares with a Texas average of +6.5% across its 1,224 places.
• Density in Texas: Valentine ranks 1,168th by people per square mile.
• Against the state median: Valentine runs about 138 residents per square mile, where the Texas median is 840.
• Location: the Census Gazetteer records it at 30.5886, -104.4953.
• Nearest larger cities: Marfa (34 mi); Van Horn (37 mi); Alpine (52 mi); Balmorhea (52 mi); Presidio (71 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Toyah (65 mi).
• Smaller neighbours: 0 places smaller than Valentine sit within 50 miles.
• Within 100 miles: 8 places are larger than Valentine.

Texas rules behind a Valentine personal loan

The rows below set out what a licensed lender must follow in Texas, and so for Valentine's roughly 67 residents.

Inside a Valentine personal loan

With roughly 67 residents, Valentine is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Valentine's 67 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Valentine loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Valentine sits in Texas

Within Texas, Valentine holds roughly 0.0% of all residents, the 1,216th-largest share among 1,224 places. On the 2020-to-2023 trend, Valentine stands 1,214th among Texas's 1,224 places — roughly the 1th percentile. Its roughly 138 residents per square mile place it 1,168th among Texas's places. In land area, Valentine ranks 1,153rd among Texas's 1,224 places.

Land, water and location for Valentine

Inside Valentine's boundaries lie about 0.5 square miles of land, with no significant water area recorded. That land carries about 138 people per square mile. The largest place in Texas, Houston, lies about 547 miles away. Valentine has 2 larger places within a 50-mile radius. The 100-mile radius contains 8 larger places.

What is available to Valentine borrowers

Valentine is a lightly settled community of about 67 people, with 2 larger places inside a 50-mile radius. Whether Valentine has a local branch or not, a Texas-licensed lender can serve its 67 people online on the same terms. The nearest bigger place is Marfa, TX about 34 miles away.