Personal loans in Ursa, IL

Ursa is a small community in Illinois, with an estimated 592 residents, and every licensed lender here follows the same state rulebook. Consumer lending that reaches Ursa's 592 residents is governed by Illinois statute; no city ordinance changes it. Rate-shopping from Ursa costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger city is Mendon, IL about 5 miles away.

Where Ursa stands

Set out below is Ursa's local context next to the state-level rules that reach every lender here.

• Population: 592 people, a figure that places Ursa 808th among the 1,294 Census places in Illinois (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.6% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 16 residents.
• Size percentile: Ursa sits ahead of around 38% of Illinois places, at 592 people.
• Land and density: 0.7 square miles of land carry roughly 858 residents per square mile.
• Land area rank: Ursa's 0.7 square miles rank 925th of 1,294 places in Illinois.
• State share: roughly 0.0% of Illinois's residents live in Ursa (592 people).
• National rank: Ursa is 12,491st of 19,457 places nationwide.
• Growth in Illinois: Ursa stands 842nd by percentage change from 2020 to 2023, among 1,294 places.
• Against the state trend: Ursa's 2.6% change compares with a Illinois average of -2.0% across its 1,294 places.
• Density rank: Ursa places 743rd among Illinois's places by people per square mile.
• Density in context: Ursa's 858 people per square mile sit against a Illinois median of 993.
• Location: it lies at 40.0742, -91.3724 in the Census Gazetteer.
• Nearest larger cities: Mendon (5 mi); La Grange (7 mi); Canton (9 mi); Quincy (10 mi); Camp Point (17 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Lima (7 mi); Loraine (10 mi); Coatsburg (12 mi).
• Smaller neighbours: 66 places smaller than Ursa sit within 50 miles.
• Within 100 miles: 204 places are larger than Ursa.

The state rulebook for Ursa

This table holds the Illinois rate and licensing rules for consumer loans made to Ursa's 592 residents.

Getting a loan in Ursa

Ursa is a moderately settled community of about 592 people, with 39 larger places inside a 50-mile radius. Whether Ursa has a local branch or not, a Illinois-licensed lender can serve its 592 people online on the same terms. The nearest bigger place is Mendon, IL about 5 miles away.

Ursa: area, density and distance

Ursa's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. That land carries about 858 people per square mile. For the state's biggest city, Chicago, the distance is roughly 228 miles. Counting outward 50 miles, 39 larger communities surround Ursa. The 100-mile radius contains 204 larger places.

What a Ursa borrower is actually offered

With roughly 592 residents, Ursa is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Ursa can be quoted different APRs on the same amount and term. The term you choose in Ursa decides the split between a comfortable payment and the total interest you pay.

Ursa's place among Illinois's 1,294 places

Set beside Illinois's 1,294 places, Ursa ranks 808th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Ursa stands 842nd among Illinois's 1,294 places — roughly the 35th percentile. At about 858 people per square mile, Ursa is the 743rd most densely settled place in Illinois. In land area, Ursa ranks 925th among Illinois's 1,294 places.