Personal loans in Unionville, IA

Read the disclosure for an origination fee and any prepayment penalty before signing in Unionville. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Unionville's 74 residents. A 2020-to-2023 comparison shows Unionville down by about 1.3%. The nearest larger metro is Moravia, IA about 8 miles away.

Local context for Unionville

Most of what governs a Unionville loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: 74 residents; Unionville is the 861st-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 1.3% between 2020 and 2023.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: about 8% of Iowa's Census places are smaller than Unionville.
• Density: the Census land area of 0.8 sq mi holds about 98 people per square mile.
• Land area rank: Unionville's 0.8 square miles rank 506th of 940 places in Iowa.
• State share: roughly 0.0% of Iowa's residents live in Unionville (74 people).
• National rank: Unionville is 18,584th of 19,457 places nationwide.
• Growth in Iowa: Unionville stands 493rd by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Unionville moved 1.3%.
• Density in Iowa: Unionville ranks 903rd by people per square mile.
• Density vs Iowa: Unionville's 98 people per square mile compare with a state median of 672.
• Location: 40.8181, -92.6958 (Census Gazetteer coordinates).
• Nearest larger cities: Moravia (8 mi); Moulton (9 mi); Blakesburg (10 mi); Centerville (11 mi); Drakesville (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Udell (4 mi); Rathbun (10 mi); Numa (17 mi).
• Smaller neighbours: 22 places smaller than Unionville sit within 50 miles.
• Larger places within 100 miles: 415.

Land, water and location for Unionville

Unionville covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 98 people per square mile. The state's population centre of gravity, Des Moines, is roughly 71 miles away. Counting outward 50 miles, 88 larger communities surround Unionville. Within the same 50 miles lie 22 smaller Census places.

How lenders reach Unionville

Unionville is sparsely settled, with about 98 people per square mile and 88 larger places within 50 miles. What is available to Unionville's 74 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Moravia, IA about 8 miles away.

Inside a Unionville personal loan

With roughly 74 residents, Unionville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Unionville. Shortening the term on a Unionville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Which Iowa laws govern a loan in Unionville

Iowa has no separate rate rule for Unionville; the sourced rows below are what reach every lender that serves its 74 people.

Unionville against the rest of Iowa

Set beside Iowa's 940 places, Unionville ranks 861st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 493rd of 940 Iowa places, putting it near the 48th percentile for growth. Its roughly 98 residents per square mile place it 903rd among Iowa's places. By land area, its 0.8 square miles rank 506th of 940 places in Iowa.