Personal loans in Ulysses, NE

Personal loans in Ulysses are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 191 population. Decide the purpose of the loan and your repayment plan before sharing any details with a Ulysses lender. State law, not city hall, decides what a lender may do to Ulysses's roughly 191 residents, and a state regulator supervises it. The nearest larger city is Staplehurst, NE about 7 miles away.

Local context for Ulysses

What follows is Ulysses's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.

• Population: about 191, ranked 335th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 0.5% from 2020 to 2023.
• People gained or lost: about 1 more since the 2020 base.
• Size percentile: bigger than about 36% of the places in Nebraska, with 191 residents in Ulysses.
• Land and density: 0.2 square miles of land carry roughly 880 residents per square mile.
• Land area: Ulysses covers 0.2 square miles, the 416th-largest area among Nebraska's 527 places.
• Share of state population: Ulysses's 191 residents are about 0.0% of Nebraska.
• National rank: Ulysses is 16,619th of 19,457 places nationwide.
• Growth in Nebraska: Ulysses stands 152nd by percentage change from 2020 to 2023, among 527 places.
• Against the state trend: Ulysses's 0.5% change compares with a Nebraska average of -0.6% across its 527 places.
• Density rank: Ulysses places 250th among Nebraska's places by people per square mile.
• Density in context: Ulysses's 880 people per square mile sit against a Nebraska median of 830.
• Location: 41.0721, -97.2031 (US Census Bureau Gazetteer).
• Nearest larger cities: Staplehurst (7 mi); Dwight (10 mi); Rising City (10 mi); Gresham (11 mi); Seward (13 mi). Larger metros often have more branches, but online lenders reach Ulysses on the same terms.
• Smaller communities close by: Surprise (6 mi); Garrison (7 mi); Bee (9 mi), each with its own Census population profile.
• Smaller places within 50 miles: 35 of them.
• Within 100 miles: 267 places are larger than Ulysses.

Nebraska consumer-lending rules applied in Ulysses

The rows below set out what a licensed lender must follow in Nebraska, and so for Ulysses's roughly 191 residents.

Getting a loan in Ulysses

Ulysses is a moderately settled community of about 191 people, with 87 larger places inside a 50-mile radius. Distance to a branch rarely matters for Ulysses's 191 residents: the application is online and the price follows your credit file. The nearest bigger place is Staplehurst, NE about 7 miles away.

Where Ulysses sits in Nebraska

Within Nebraska, Ulysses holds roughly 0.0% of all residents, the 335th-largest share among 527 places. Its 2020-to-2023 change ranks 152nd of 527 Nebraska places, putting it near the 71th percentile for growth. Its roughly 880 residents per square mile place it 250th among Nebraska's places. By land area, its 0.2 square miles rank 416th of 527 places in Nebraska.

The Ulysses borrowing checklist

For Ulysses's roughly 191 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Nebraska regulator's licence list.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

In Ulysses as elsewhere in Nebraska, the written terms — not the advertisement — are what count for its 191 residents.

Ulysses on the map

Ulysses's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 880 residents per square mile. The largest place in Nebraska, Omaha, lies about 61 miles away. A 50-mile radius around Ulysses takes in 87 places that are larger. Within the same 50 miles lie 35 smaller Census places.