Personal loans in Tyler, TX

For a borrower among the roughly 110,327 residents of Tyler, a personal loan is a tool whose cost turns on the terms, not the address. For a community of about 110,327, the practical step is to compare APR across at least three lenders before committing. Rate ceilings, licensing requirements and product limits for Tyler are all set at the Texas level. The closest larger place is Mesquite, TX about 80 miles away.

What the Census records for Tyler

Tyler is a sizable city; the notes below cover its population profile and the statewide rules that apply.

• Population: 110,327 residents; Tyler is the 38th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 4.1% across the 2020-to-2023 comparison.
• Absolute change: 4,345 residents added between 2020 and 2023.
• Size percentile: with 110,327 residents, Tyler is larger than about 97% of Texas's Census places.
• Population density: about 1,909 people per square mile across 57.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Tyler ranks 33rd among Texas's 1,224 places, at 57.8 sq mi.
• Water area rank: Tyler ranks 102nd among Texas's 1,224 places, with 0.52 sq mi.
• State population share: Tyler accounts for about 0.5% of everyone in Texas.
• National rank: Tyler is the 279th most populous of the 19,457 Census places covered here.
• Growth in Texas: Tyler stands 499th by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Tyler's 4.1% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Tyler places 190th among Texas's places by people per square mile.
• Against the state median: Tyler runs about 1,909 residents per square mile, where the Texas median is 840.
• Location: 32.3173, -95.3059 (US Census Bureau Gazetteer).
• Nearest larger cities: Mesquite (80 mi); Garland (87 mi); Shreveport (89 mi); Dallas (91 mi); Richardson (93 mi). Larger metros often have more branches, but online lenders reach Tyler on the same terms.
• Smaller communities within reach: Noonday (7 mi); New Chapel Hill (8 mi); Whitehouse (8 mi).
• Within a 50-mile radius: 71 smaller Census places.
• Larger places within 100 miles: 8.

Tyler in state context

Among Texas's 1,224 places, Tyler sits at 38th for population, a share of roughly 0.5% of the state. On the 2020-to-2023 trend, Tyler stands 499th among Texas's 1,224 places — roughly the 59th percentile. Its roughly 1,909 residents per square mile place it 190th among Texas's places. Within 50 miles sit 71 smaller Census places, alongside the 0 that are larger.

Tyler on the map

The Census Gazetteer records 57.8 square miles of land and 0.52 square miles of water within Tyler. The resulting density is about 1,909 people per square mile. The largest place in Texas, Houston, lies about 175 miles away. Within 50 miles of Tyler there are 0 larger Census places. Within the same 50 miles lie 71 smaller Census places.

The Texas lending rules that reach Tyler

Texas has no separate rate rule for Tyler; the sourced rows below are what reach every lender that serves its 110,327 people.

A practical checklist for Tyler borrowers

Before you apply in Tyler, a community of about 110,327, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Pick the shortest term whose payment you can comfortably afford.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Tyler as elsewhere in Texas, the written terms — not the advertisement — are what count for its 110,327 residents.

How a Tyler personal loan is priced

Tyler is a sizable city of about 110,327 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Tyler's rank of 38th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Tyler loan is knowable in advance — unlike a revolving card balance.