Personal loans in Troutdale, VA
Troutdale is home to roughly 139 people and stands 216th by size out of 227 Census places in Virginia. Troutdale is a small community of about 139 residents, and a personal loan taken out here is governed by Virginia statute.
Compare APR, not the interest rate, because the APR folds in most fees on a Troutdale loan. When Virginia caps or restricts a product, lenders either change the terms or withdraw it from Troutdale as from the rest of the state. Between the 2020 Census base and the 2023 estimate, Troutdale's population barely changed. The closest larger city is Marion, VA about 11 miles away.
Troutdale: population, trend and location
Troutdale is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 139 people, a figure that places Troutdale 216th among the 227 Census places in Virginia (US Census Bureau, Vintage 2023).
- Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
- Size percentile: with 139 residents, Troutdale is larger than about 5% of Virginia's Census places.
- Population density: about 44 people per square mile (Census land area 3.1 sq mi).
- By land area: Troutdale ranks 88th among Virginia's 227 places, at 3.1 sq mi.
- State share: roughly 0.0% of Virginia's residents live in Troutdale (139 people).
- National rank: Troutdale sits 17,443rd by population among the 19,457 places in this dataset.
- Growth in Virginia: Troutdale stands 94th by percentage change from 2020 to 2023, among 227 places.
- State comparison: Virginia's places average -0.0% for 2020-to-2023, against Troutdale's 0.0%.
- Density rank: Troutdale places 227th among Virginia's places by people per square mile.
- Density vs Virginia: Troutdale's 44 people per square mile compare with a state median of 823.
- Location: mapped by the US Census Bureau at 36.6960, -81.4375.
- Nearest larger cities: Marion (11 mi); Chilhowie (15 mi); Independence (17 mi); Rural Retreat (17 mi); Jefferson (19 mi). Living near a larger metro rarely changes what is available in Troutdale.
- Smaller places nearby: Lansing (14 mi); Cleveland (43 mi); Grandfather Village (48 mi).
- Smaller neighbours: 3 places smaller than Troutdale sit within 50 miles.
- At 100 miles: 279 larger Census places fall inside that radius.
How Troutdale compares across Virginia
Set beside Virginia's 227 places, Troutdale ranks 216th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Troutdale stands 94th among Virginia's 227 places — roughly the 59th percentile. Its roughly 44 residents per square mile place it 227th among Virginia's places. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.
Before you apply in Troutdale
For Troutdale's roughly 139 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Virginia licence with the regulator listed on this page.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Troutdale-specific: the same Virginia licensing and disclosure rules reach all 139 residents.
The state rulebook for Troutdale
Read the table as a lender's compliance picture for Troutdale: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303) Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
Where Troutdale sits
The Census Gazetteer records about 3.1 square miles of land within Troutdale, with no significant water area listed. That land carries about 44 people per square mile. The largest place in Virginia, Virginia Beach, lies about 299 miles away. A 50-mile radius around Troutdale takes in 49 places that are larger. By land area it ranks 88th of 227 Virginia places.
Inside a Troutdale personal loan
Troutdale is a small community of about 139 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Troutdale's rank of 216th in Virginia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Troutdale decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Troutdale if my credit is poor?
What loan size can I expect in Troutdale?
Do I have to pledge anything to borrow in Troutdale?
Does comparing loans in Troutdale cost me credit score points?
Nearby places
- Marion, VA — population 5,617
- Lansing, NC — population 128
- Rural Retreat, VA — population 1,529
- Chilhowie, VA — population 1,620
- Jefferson, NC — population 1,635
- Independence, VA — population 1,005
- West Jefferson, NC — population 1,334
- Glade Spring, VA — population 1,368