Personal loans in Trimont, MN
The Census estimates 693 residents in Trimont, which ranks it 421st of 853 places in Minnesota. Personal loans in Trimont are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 693 population.
Trimont lost roughly 2.4% of its population across the 2020-to-2023 comparison. Rate-shopping from Trimont costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Lenders active in Trimont report to a Minnesota supervisor, identified in the sourced rows below. The next larger city is Sherburn, MN about 7 miles away.
Trimont by the numbers
What follows is Trimont's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.
- Population: 693 residents; Trimont is the 421st-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 2.4% across the 2020-to-2023 comparison.
- Net change: roughly 17 fewer people than the 2020 Census counted.
- Size percentile: roughly 51% of Minnesota places rank below Trimont.
- Population density: about 882 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Trimont covers 0.8 square miles, the 598th-largest area among Minnesota's 853 places.
- State population share: Trimont accounts for about 0.0% of everyone in Minnesota.
- National rank: Trimont is 11,832nd of 19,457 places nationwide.
- Growth rank: Trimont's 2020-to-2023 change ranks 668th of 853 places in Minnesota.
- Against the state trend: Trimont's 2.4% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Trimont places 318th among Minnesota's places by people per square mile.
- Density in context: Trimont's 882 people per square mile sit against a Minnesota median of 607.
- Location: the Census Gazetteer records it at 43.7610, -94.7162.
- Nearest larger cities: Sherburn (7 mi); Welcome (9 mi); Truman (15 mi); Fairmont (15 mi); St. James (16 mi). Lenders licensed in the state serve Trimont whether or not they keep a local branch.
- Nearest smaller towns: Ormsby (6 mi); Odin (7 mi); Alpha (12 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 65 of them.
- At 100 miles: 204 larger Census places fall inside that radius.
Minnesota consumer-lending rules applied in Trimont
Below are the Minnesota rules that apply to a loan made in Trimont, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
What is available to Trimont borrowers
Trimont is a moderately settled community of about 693 people, with 42 larger places inside a 50-mile radius. Distance to a branch rarely matters for Trimont's 693 residents: the application is online and the price follows your credit file. The nearest bigger place is Sherburn, MN about 7 miles away.
Where Trimont sits in Minnesota
Trimont is the 421st-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Trimont stands 668th among Minnesota's 853 places — roughly the 22th percentile. At about 882 people per square mile, Trimont is the 318th most densely settled place in Minnesota. By land area, its 0.8 square miles rank 598th of 853 places in Minnesota.
Inside a Trimont personal loan
Trimont is a small community of about 693 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Trimont's rank of 421st in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Trimont decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Trimont
Trimont covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 882 residents per square mile. Minneapolis, the largest place in Minnesota, is about 110 miles from Trimont. A 50-mile radius around Trimont takes in 42 places that are larger. By land area it ranks 598th of 853 Minnesota places.
Common questions
What are my options in Trimont if my credit is poor?
What loan size can I expect in Trimont?
Do I have to pledge anything to borrow in Trimont?
Does comparing loans in Trimont cost me credit score points?
Nearby places
- Ormsby, MN — population 122
- Sherburn, MN — population 1,050
- Odin, MN — population 123
- Welcome, MN — population 698
- Alpha, MN — population 96
- Dunnell, MN — population 127
- Butterfield, MN — population 592
- St. James, MN — population 4,699