Personal loans in Triana, AL
At about 4,456 residents, Triana is larger than roughly 74% of the places in Alabama. Census figures put the 2020-to-2023 increase in Triana at about 54.1%.
If you are weighing a personal loan in Triana, start from the payment you can carry; its 4,456 residents face the same statewide rules. Which products a lender may offer to Triana's 4,456 residents follows from the Alabama consumer-lending framework. Judge Triana offers on total cost, not on how quickly the money arrives. The nearest larger city is Madison, AL about 9 miles away.
Where Triana stands
Here is the sourced Census picture for Triana, plus the Alabama lending rules that apply to a loan taken out here.
- Population: the Census counts 4,456 residents in Triana (Vintage 2023 subcounty estimate), the 118th-largest figure among Alabama's 462 places.
- Population trend: Higher by roughly 54.1% since the 2020 count.
- Net change: roughly 1,565 more people than the 2020 Census counted.
- Size percentile: roughly 74% of Alabama places rank below Triana.
- Population density: about 1,591 people per square mile (Census land area 2.8 sq mi).
- Land area rank: Triana's 2.8 square miles rank 336th of 462 places in Alabama.
- Water area: Triana has 0.02 square miles of water, ranking 217th of 462 places in Alabama.
- Share of Alabama: Triana holds about 0.1% of the state's population, some 4,456 people.
- National rank: Triana is the 5,174th most populous of the 19,457 Census places covered here.
- Growth in Alabama: Triana stands 2nd by percentage change from 2020 to 2023, among 462 places.
- Versus Alabama: the state average change is +1.0%, while Triana moved 54.1%.
- Density rank: Triana places 15th among Alabama's places by people per square mile.
- Against the state median: Triana runs about 1,591 residents per square mile, where the Alabama median is 259.
- Location: coordinates 34.5878, -86.7485 (US Census Bureau Gazetteer).
- Nearest larger cities: Madison (9 mi); Huntsville (9 mi); Decatur (14 mi); Hartselle (15 mi); Athens (18 mi). Online lenders reach Triana no matter how far the nearest branch is.
- Smaller places close by: Mooresville (8 mi); Priceville (9 mi); Somerville (9 mi).
- Smaller places within 50 miles: 69 of them.
- At 100 miles: 97 larger Census places fall inside that radius.
Lender access in Triana
At roughly 1,591 people per square mile, Triana is moderately settled; 14 larger places lie within 50 miles. Lenders licensed in Alabama reach Triana's 4,456 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Madison, AL about 9 miles away.
A practical checklist for Triana borrowers
Before you hand your details to a lender in Triana, where the population is near 4,456:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Alabama regulator's licence list.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
What differs between Triana and the rest of Alabama is not the process but the borrower's own file, among the 4,456 people here.
Triana in state context
Set beside Alabama's 462 places, Triana ranks 118th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 2nd of 462 Alabama places, putting it near the 100th percentile for growth. By density, at about 1,591 people per square mile, it ranks 15th in Alabama. The population moved by about 1,565 people between 2020 and 2023, a 54.1% shift.
Triana: area, density and distance
Triana covers about 2.8 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). With 4,456 residents, the land area yields roughly 1,591 people per square mile. The state's population centre of gravity, Huntsville, is roughly 9 miles away. A 50-mile radius around Triana takes in 14 places that are larger. Within the same 50 miles lie 69 smaller Census places.
Alabama consumer-lending rules applied in Triana
Alabama has no separate rate rule for Triana; the sourced rows below are what reach every lender that serves its 4,456 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum without a written contract; 8% per annum by written contract Source says: "except by written contract is $6 upon $100 for one year"; "the rate of interest by written contract is not to exceed $8 upon $100 for one year". (Code text retrieved from the Alabama Legislature's official Code of Alabama service.) | Alabama Legislature — Code of Alabama 1975, § 8-8-1 as of 2026-09-16 |
| Payday lending status | Permitted — deferred presentment services licensed by the supervisor; maximum advance $500; maximum fee 17.5% of amount advanced Source says: "a maximum fee on any deferred presentment transaction not to exceed 17.5 percent of the amount advanced"; "The maximum amount that may be advanced in any deferred presentment transaction is five hundred dollars ($500)". | Alabama State Banking Department — Deferred Presentment Services Act (Code of Alabama §§ 5-18A-1 et seq.) as of 2026-09-16 |
Common questions
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Nearby places
- Madison, AL — population 60,854
- Somerville, AL — population 817
- Huntsville, AL — population 225,564
- Mooresville, AL — population 48
- Priceville, AL — population 3,800
- Decatur, AL — population 58,321
- Hartselle, AL — population 15,875
- Eva, AL — population 589