Personal loans in Trent, TX
Trent is home to roughly 294 people and stands 1,091st by size out of 1,224 Census places in Texas. From the 2020 Census base to the 2023 estimate, the population declined by about 0.3%.
Trent is a small community in Texas, with an estimated 294 residents, and every licensed lender here follows the same state rulebook. Consumer lending that reaches Trent's 294 residents is governed by Texas statute; no city ordinance changes it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Trent loan. The nearest larger metro is Merkel, TX about 7 miles away.
The Trent data picture
What follows is Trent's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: a Census-estimated 294, 1,091st among Texas's 1,224 places (Vintage 2023).
- Population trend: A drop of about 0.3% from 2020 to 2023.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: roughly 11% of Texas places rank below Trent.
- Population density: 728 people per square mile on 0.4 square miles of land.
- By land area: Trent ranks 1,178th among Texas's 1,224 places, at 0.4 sq mi.
- State share: roughly 0.0% of Texas's residents live in Trent (294 people).
- National rank: Trent is the 15,193rd most populous of the 19,457 Census places covered here.
- Growth rank: Trent ranks 900th among Texas's 1,224 places for the 2020-to-2023 change.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Trent's 0.3%.
- Density rank: Trent is the 702nd most densely settled place in Texas.
- Density in context: Trent's 728 people per square mile sit against a Texas median of 840.
- Location: 32.4884 / -100.1233, per the US Census Bureau Gazetteer.
- Nearest larger cities: Merkel (7 mi); Tye (15 mi); Sweetwater (17 mi); Hawley (20 mi); Buffalo Gap (22 mi). Larger metros often have more branches, but online lenders reach Trent on the same terms.
- Nearest smaller places: Impact (22 mi); Blackwell (30 mi); Lueders (36 mi).
- Within a 50-mile radius: 4 smaller Census places.
- At 100 miles: 60 larger Census places fall inside that radius.
Trent in state context
Set beside Texas's 1,224 places, Trent ranks 1,091st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 900th of 1,224 Texas places, putting it near the 26th percentile for growth. Its roughly 728 residents per square mile place it 702nd among Texas's places. Between 2020 and 2023 the count changed by roughly 1 residents.
Texas consumer-lending rules applied in Trent
This table holds the Texas rate and licensing rules for consumer loans made to Trent's 294 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
What shapes a Trent personal loan
With roughly 294 residents, Trent is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Trent lender to disclose the APR and finance charge before you sign. Shortening the term on a Trent loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Borrowing reach in Trent
With about 728 residents per square mile, Trent is moderately settled, and 24 larger Census places sit within 50 miles. What is available to Trent's 294 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Merkel, TX about 7 miles away.
Trent on the map
Inside Trent's boundaries lie about 0.4 square miles of land, with no significant water area recorded. Spread across it are roughly 728 residents per square mile. The state's population centre of gravity, Houston, is roughly 336 miles away. Trent has 24 larger places within a 50-mile radius. The 100-mile radius contains 60 larger places.
Common questions
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Nearby places
- Merkel, TX — population 2,433
- Tye, TX — population 1,220
- Sweetwater, TX — population 10,285
- Hawley, TX — population 567
- Anson, TX — population 2,302
- Buffalo Gap, TX — population 617
- Roby, TX — population 581
- Impact, TX — population 21