Personal loans in Toxey, AL

Toxey is home to roughly 137 people and stands 433rd by size out of 462 Census places in Alabama. Lenders active in Toxey report to a Alabama supervisor, identified in the sourced rows below. Census figures put the 2020-to-2023 decrease in Toxey at about 4.9%. For a bigger market, look to Gilbertown, AL about 3 miles away.

Local context for Toxey

Set out below is Toxey's local context next to the state-level rules that reach every lender here.

• Population: an estimated 137 residents, 433rd of 462 places in Alabama (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 4.9% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
• Size percentile: bigger than about 6% of the places in Alabama, with 137 residents in Toxey.
• Land and density: 0.7 square miles of land carry roughly 200 residents per square mile.
• Land area rank: Toxey's 0.7 square miles rank 441st of 462 places in Alabama.
• State share: roughly 0.0% of Alabama's residents live in Toxey (137 people).
• National rank: Toxey sits 17,490th by population among the 19,457 places in this dataset.
• Growth rank: Toxey ranks 432nd among Alabama's 462 places for the 2020-to-2023 change.
• State comparison: Alabama's places average +1.0% for 2020-to-2023, against Toxey's 4.9%.
• Density rank: Toxey places 283rd among Alabama's places by people per square mile.
• Density vs Alabama: Toxey's 200 people per square mile compare with a state median of 259.
• Location: it lies at 31.9107, -88.3091 in the Census Gazetteer.
• Nearest larger cities: Gilbertown (3 mi); Silas (10 mi); Butler (14 mi); Coffeeville (16 mi); Lisman (18 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Needham (6 mi); Myrtlewood (32 mi); Dayton (50 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 3 of them.
• Within 100 miles: 147 places are larger than Toxey.

What is available to Toxey borrowers

At roughly 200 people per square mile, Toxey is lightly settled; 35 larger places lie within 50 miles. What is available to Toxey's 137 borrowers is set by Alabama licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Gilbertown, AL about 3 miles away.

The Alabama lending rules that reach Toxey

These are Alabama's sourced lending facts as they reach Toxey's 137 residents; the state has no city-level rate rule.

Toxey in state context

Toxey is the 433rd-largest of 462 Census places in Alabama and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Toxey stands 432nd among Alabama's 462 places — roughly the 6th percentile. At about 200 people per square mile, Toxey is the 283rd most densely settled place in Alabama. In land area, Toxey ranks 441st among Alabama's 462 places.

Before you apply in Toxey

Before you hand your details to a lender in Toxey, where the population is near 137:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Alabama licence with the regulator named above before committing.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Toxey as elsewhere in Alabama, the written terms — not the advertisement — are what count for its 137 residents.

Toxey on the map

Inside Toxey's boundaries lie about 0.7 square miles of land, with no significant water area recorded. Spread across it are roughly 200 residents per square mile. For the state's biggest city, Huntsville, the distance is roughly 214 miles. Counting outward 50 miles, 35 larger communities surround Toxey. By land area it ranks 441st of 462 Alabama places.