Personal loans in Toledo, OH

A 2020-to-2023 comparison shows Toledo down by about 2.1%. For the 265,304 people in Toledo, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Use the calculator on this page to price an amount and term before you commit in Toledo. The nearest larger metro is Detroit, MI about 55 miles away.

Toledo by the numbers

Here is the sourced Census picture for Toledo, plus the Ohio lending rules that apply to a loan taken out here.

• Population: 265,304 — Toledo ranks 4th of 924 communities in Ohio (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 2.1% across the 2020-to-2023 comparison.
• Absolute change: 5,576 residents lost between 2020 and 2023.
• Size percentile: about 100% of Ohio's Census places are smaller than Toledo.
• Density: the Census land area of 80.5 sq mi holds about 3,296 people per square mile.
• By land area: Toledo ranks 2nd among Ohio's 924 places, at 80.5 sq mi.
• Water area rank: Toledo ranks 4th among Ohio's 924 places, with 3.34 sq mi.
• State population share: Toledo accounts for about 3.5% of everyone in Ohio.
• National standing: Toledo ranks 82nd of 19,457 US places.
• Growth in Ohio: Toledo stands 735th by percentage change from 2020 to 2023, among 924 places.
• Against the state trend: Toledo's 2.1% change compares with a Ohio average of +0.9% across its 924 places.
• Density in Ohio: Toledo ranks 48th by people per square mile.
• Density in context: Toledo's 3,296 people per square mile sit against a Ohio median of 1,289.
• Location: latitude 41.6641, longitude -83.5819 (Census Gazetteer).
• Nearest larger cities: Detroit (55 mi); Fort Wayne (90 mi); Cleveland (99 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Ottawa Hills (3 mi); Rossford (6 mi); Northwood (6 mi).
• Within a 50-mile radius: 145 smaller Census places.
• Within 100 miles: 3 places are larger than Toledo.

What shapes a Toledo personal loan

With roughly 265,304 residents, Toledo is a major metropolitan city; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Toledo. Because the payment is fixed, the total cost of a Toledo loan is knowable in advance — unlike a revolving card balance.

Toledo in state context

Within Ohio, Toledo holds roughly 3.5% of all residents, the 4th-largest share among 924 places. For population change between 2020 and 2023, Toledo ranks 735th of 924 in Ohio (about the 20th percentile). Its roughly 3,296 residents per square mile place it 48th among Ohio's places. Between 2020 and 2023 the count changed by roughly 5,576 residents.

How Ohio law applies in Toledo

For the roughly 265,304 residents of Toledo, the rules below are Ohio's own; each row carries its publisher and retrieval date.

The geography behind Toledo

Inside Toledo's boundaries lie roughly 80.5 square miles of land and 3.34 square miles of water. Spread across it are roughly 3,296 residents per square mile. The state's population centre of gravity, Columbus, is roughly 120 miles away. Toledo has 0 larger places within a 50-mile radius. The 100-mile radius contains 3 larger places.

Borrowing reach in Toledo

With about 3,296 residents per square mile, Toledo is fairly dense, and 0 larger Census places sit within 50 miles. Lenders licensed in Ohio reach Toledo's 265,304 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Detroit, MI about 55 miles away.