Personal loans in Tinley Park, IL
For a borrower among the roughly 53,886 residents of Tinley Park, a personal loan is a tool whose cost turns on the terms, not the address.
Begin with the payment, then weigh APR and total interest across the lenders that reach Tinley Park's 53,886 residents. Tinley Park is one of 1,294 Census places in Illinois; its 53,886 residents put it at 25th. To lend to Tinley Park's 53,886 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. Census figures put the 2020-to-2023 decrease in Tinley Park at about 3.8%. The closest larger city is Orland Park, IL about 4 miles away.
Tinley Park: population, trend and location
Most of what governs a Tinley Park loan is written in Illinois law rather than in the city; the sourced notes below make that split concrete.
- Population: 53,886 — Tinley Park ranks 25th of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 3.8% between 2020 and 2023.
- Net change: roughly 2,118 fewer people than the 2020 Census counted.
- Size percentile: roughly 98% of Illinois places rank below Tinley Park.
- Land and density: 16.2 square miles of land carry roughly 3,330 residents per square mile.
- By land area: Tinley Park ranks 40th among Illinois's 1,294 places, at 16.2 sq mi.
- Water: Tinley Park holds about 0.01 square miles, the 456th-largest water area in Illinois.
- Within Illinois: about 0.5% of the state's population lives in Tinley Park.
- Nationally: Tinley Park is the 741st-largest of 19,457 Census places in the dataset.
- Growth rank: Tinley Park's 2020-to-2023 change ranks 1,090th of 1,294 places in Illinois.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Tinley Park's 3.8%.
- Density rank: Tinley Park places 108th among Illinois's places by people per square mile.
- Against the state median: Tinley Park runs about 3,330 residents per square mile, where the Illinois median is 993.
- Location: 41.5686, -87.8042 (Census Gazetteer coordinates).
- Nearest larger cities: Orland Park (4 mi); Oak Lawn (10 mi); Hammond (16 mi); Bolingbrook (18 mi); Joliet (18 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Orland Hills (2 mi); Oak Forest (4 mi); Country Club Hills (4 mi).
- Within a 50-mile radius: 295 smaller Census places.
- At 100 miles: 27 larger Census places fall inside that radius.
What Illinois law requires in Tinley Park
Illinois has no separate rate rule for Tinley Park; the sourced rows below are what reach every lender that serves its 53,886 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Where Tinley Park sits
The Census Gazetteer records 16.2 square miles of land and 0.01 square miles of water within Tinley Park. Spread across it are roughly 3,330 residents per square mile. For the state's biggest city, Chicago, the distance is roughly 20 miles. Tinley Park has 19 larger places within a 50-mile radius. The 100-mile radius contains 27 larger places.
Tinley Park's place among Illinois's 1,294 places
Among Illinois's 1,294 places, Tinley Park sits at 25th for population, a share of roughly 0.5% of the state. For population change between 2020 and 2023, Tinley Park ranks 1,090th of 1,294 in Illinois (about the 16th percentile). By density, at about 3,330 people per square mile, it ranks 108th in Illinois. In land area, Tinley Park ranks 40th among Illinois's 1,294 places.
The Tinley Park borrowing checklist
Before you hand your details to a lender in Tinley Park, where the population is near 53,886:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Illinois regulator's licence list.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Tinley Park-specific: the same Illinois licensing and disclosure rules reach all 53,886 residents.
The anatomy of a Tinley Park personal loan
Most loans made to Tinley Park's 53,886 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Tinley Park's 53,886 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Tinley Park loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Orland Hills, IL — population 6,578
- Oak Forest, IL — population 26,199
- Orland Park, IL — population 57,074
- Country Club Hills, IL — population 16,013
- Mokena, IL — population 19,759
- Matteson, IL — population 18,293
- Frankfort, IL — population 20,907
- Palos Heights, IL — population 11,515