Personal loans in Teague, TX
Teague gained roughly 4.3% in population across the 2020-to-2023 comparison. Teague counts about 3,536 people, and what is genuinely local about borrowing here is limited — Texas law does the governing.
The Census estimates 3,536 residents in Teague, which ranks it 451st of 1,224 places in Texas. The next larger city is Mexia, TX about 12 miles away. Which products a lender may offer to Teague's 3,536 residents follows from the Texas consumer-lending framework. Work out your debt-to-income ratio first; lenders weigh it heavily, and Teague's 3,536 residents are no exception.
Where Teague stands
Here is the sourced Census picture for Teague, plus the Texas lending rules that apply to a loan taken out here.
- Population: 3,536 — Teague ranks 451st of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: About 4.3% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 147 residents.
- Size percentile: about 63% of Texas communities are smaller than Teague (3,536 residents).
- Population density: about 700 people per square mile across 5.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Teague ranks 364th among Texas's 1,224 places, at 5.1 sq mi.
- Water area rank: Teague ranks 164th among Texas's 1,224 places, with 0.19 sq mi.
- Share of Texas: Teague holds about 0.0% of the state's population, some 3,536 people.
- National rank: Teague is 5,794th of 19,457 places nationwide.
- Growth rank: Teague ranks 477th among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Teague's 4.3% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Teague places 721st among Texas's places by people per square mile.
- Density vs Texas: Teague's 700 people per square mile compare with a state median of 840.
- Location: mapped by the US Census Bureau at 31.6295, -96.2808.
- Nearest larger cities: Mexia (12 mi); Groesbeck (16 mi); Corsicana (33 mi); Palestine (38 mi); Marlin (42 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Fairfield (9 mi); Kirvin (10 mi); Wortham (15 mi).
- Smaller neighbours: 60 places smaller than Teague sit within 50 miles.
- At 100 miles: 112 larger Census places fall inside that radius.
Which Texas laws govern a loan in Teague
Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Teague lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Lender access in Teague
At roughly 700 people per square mile, Teague is moderately settled; 9 larger places lie within 50 miles. Whether Teague has a local branch or not, a Texas-licensed lender can serve its 3,536 people online on the same terms. The nearest larger city, Mexia, TX about 12 miles away.
How Teague compares across Texas
Within Texas, Teague holds roughly 0.0% of all residents, the 451st-largest share among 1,224 places. On the 2020-to-2023 trend, Teague stands 477th among Texas's 1,224 places — roughly the 61th percentile. By density, at about 700 people per square mile, it ranks 721st in Texas. By land area, its 5.1 square miles rank 364th of 1,224 places in Texas.
Where Teague sits
Teague's land area is about 5.1 square miles; a further 0.19 square miles is water. With 3,536 residents, the land area yields roughly 700 people per square mile. The largest place in Texas, Houston, lies about 138 miles away. Within 50 miles of Teague there are 9 larger Census places. Within the same 50 miles lie 60 smaller Census places.
The anatomy of a Teague personal loan
Most loans made to Teague's 3,536 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Teague lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Teague loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Teague if my credit is poor?
What loan size can I expect in Teague?
Do I have to pledge anything to borrow in Teague?
Does comparing loans in Teague cost me credit score points?
Nearby places
- Fairfield, TX — population 2,972
- Kirvin, TX — population 107
- Mexia, TX — population 6,859
- Wortham, TX — population 1,027
- Streetman, TX — population 267
- Groesbeck, TX — population 3,610
- Buffalo, TX — population 1,855
- Tehuacana, TX — population 229