Personal loans in Taylorsville, GA
The roughly 258 people who live in Taylorsville borrow under Georgia rules; city hall sets no personal-loan rate. Decide the purpose of the loan and your repayment plan before sharing any details with a Taylorsville lender.
Taylorsville ranks 463rd of 536 places in Georgia, with a population near 258. Every figure below is Georgia's own, applied to Taylorsville's 258 residents, with the publisher and retrieval date attached. Population in Taylorsville climbed about 4.9% over the three years from 2020 to 2023. The next larger city is Aragon, GA about 5 miles away.
Local context for Taylorsville
Two layers matter for a Taylorsville borrower: the local population picture and Georgia's consumer-lending statutes.
- Population: an estimated 258 residents, 463rd of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 4.9% since the 2020 count.
- Absolute change: 12 residents added between 2020 and 2023.
- Size percentile: Taylorsville sits ahead of around 14% of Georgia places, at 258 people.
- Density: the Census land area of 1.5 sq mi holds about 173 people per square mile.
- Land area: Taylorsville covers 1.5 square miles, the 406th-largest area among Georgia's 536 places.
- State population share: Taylorsville accounts for about 0.0% of everyone in Georgia.
- National standing: Taylorsville ranks 15,653rd of 19,457 US places.
- Growth in Georgia: Taylorsville stands 146th by percentage change from 2020 to 2023, among 536 places.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Taylorsville's 4.9%.
- Density rank: Taylorsville is the 456th most densely settled place in Georgia.
- Density in context: Taylorsville's 173 people per square mile sit against a Georgia median of 536.
- Location: mapped by the US Census Bureau at 34.0851, -84.9856.
- Nearest larger cities: Aragon (5 mi); Euharlee (5 mi); Rockmart (6 mi); Braswell (7 mi); Kingston (10 mi). Online lenders reach Taylorsville no matter how far the nearest branch is.
- Smaller places close by: Edwardsville (28 mi); Ranger (33 mi); Gaylesville (35 mi).
- Within a 50-mile radius: 6 smaller Census places.
- Larger places within 100 miles: 358.
How a Taylorsville personal loan is priced
With roughly 258 residents, Taylorsville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Taylorsville lender to disclose the APR and finance charge before you sign. The term you choose in Taylorsville decides the split between a comfortable payment and the total interest you pay.
Taylorsville on the map
Taylorsville covers about 1.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 173 people per square mile. For the state's biggest city, Atlanta, the distance is roughly 39 miles. Within 50 miles of Taylorsville there are 96 larger Census places. The 100-mile radius contains 358 larger places.
A pre-application checklist for Taylorsville
For Taylorsville's roughly 258 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Georgia licence with the regulator named above before committing.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Taylorsville and the rest of Georgia is not the process but the borrower's own file, among the 258 people here.
The state rulebook for Taylorsville
Below are the Georgia rules that apply to a loan made in Taylorsville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
Borrowing reach in Taylorsville
At roughly 173 people per square mile, Taylorsville is lightly settled; 96 larger places lie within 50 miles. A Georgia licence lets a lender serve Taylorsville without a local office, so branch density does not change what its 258 residents are offered. For a larger market, the closest option is Aragon, GA about 5 miles away.
Common questions
What are my options in Taylorsville if my credit is poor?
What loan size can I expect in Taylorsville?
Do I have to pledge anything to borrow in Taylorsville?
Does comparing loans in Taylorsville cost me credit score points?
Nearby places
- Euharlee, GA — population 4,168
- Aragon, GA — population 1,502
- Rockmart, GA — population 5,231
- Braswell, GA — population 369
- Kingston, GA — population 902
- Cartersville, GA — population 24,937
- Dallas, GA — population 14,985
- Emerson, GA — population 1,437