Personal loans in Taylor, NE
The trend for Taylor between 2020 and 2023 is downward by roughly 3.5%. Taylor is a small community of about 137 residents, and a personal loan taken out here is governed by Nebraska statute.
With an estimated 137 residents, Taylor is the 378th-largest of 527 places in Nebraska. For a bigger market, look to Sargent, NE about 9 miles away. For the 137 people in Taylor, Nebraska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Work out your debt-to-income ratio first; lenders weigh it heavily, and Taylor's 137 residents are no exception.
Taylor by the numbers
The figures below are Taylor's own — Census population, land area and coordinates — followed by the Nebraska rules.
- Population: 137 residents; Taylor is the 378th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: About 3.5% below the 2020 Census base.
- People gained or lost: about 5 fewer since the 2020 base.
- Size percentile: about 28% of Nebraska's Census places are smaller than Taylor.
- Density: the Census land area of 0.3 sq mi holds about 525 people per square mile.
- By land area: Taylor ranks 377th among Nebraska's 527 places, at 0.3 sq mi.
- State population share: Taylor accounts for about 0.0% of everyone in Nebraska.
- Nationally: Taylor is the 17,489th-largest of 19,457 Census places in the dataset.
- Growth rank: Taylor ranks 456th among Nebraska's 527 places for the 2020-to-2023 change.
- Versus Nebraska: the state average change is -0.6%, while Taylor moved 3.5%.
- Density rank: Taylor places 368th among Nebraska's places by people per square mile.
- Density vs Nebraska: Taylor's 525 people per square mile compare with a state median of 830.
- Location: 41.7696, -99.3814 (Census Gazetteer coordinates).
- Nearest larger cities: Sargent (9 mi); Burwell (13 mi); Ord (26 mi); Arcadia (27 mi); Merna (28 mi). Lenders licensed in the state serve Taylor whether or not they keep a local branch.
- Nearest smaller places: Comstock (16 mi); Elyria (20 mi); Anselmo (27 mi).
- Within a 50-mile radius: 11 smaller Census places.
- At 100 miles: 120 larger Census places fall inside that radius.
Getting a loan in Taylor
At roughly 525 people per square mile, Taylor is moderately settled; 18 larger places lie within 50 miles. What is available to Taylor's 137 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. The nearest larger city, Sargent, NE about 9 miles away.
The Nebraska lending rules that reach Taylor
When Nebraska does not publish a figure, the row links to the source instead of inventing a number; Taylor is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Taylor on the map
Inside Taylor's boundaries lie about 0.3 square miles of land, with no significant water area recorded. Spread across it are roughly 525 residents per square mile. For the state's biggest city, Omaha, the distance is roughly 176 miles. Counting outward 50 miles, 18 larger communities surround Taylor. The 100-mile radius contains 120 larger places.
How personal loans work in Taylor
With roughly 137 residents, Taylor is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Taylor. The term you choose in Taylor decides the split between a comfortable payment and the total interest you pay.
Before you apply in Taylor
A sensible order of operations for a loan in Taylor, home to about 137 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Nebraska regulator's licence list.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
In Taylor as elsewhere in Nebraska, the written terms — not the advertisement — are what count for its 137 residents.
Common questions
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Nearby places
- Sargent, NE — population 487
- Burwell, NE — population 1,055
- Comstock, NE — population 72
- Elyria, NE — population 49
- Arcadia, NE — population 279
- Berwyn, NE — population 73
- Broken Bow, NE — population 3,542
- Merna, NE — population 348