Personal loans in Syracuse, MO
The Census estimates 159 residents in Syracuse, which ranks it 719th of 937 places in Missouri. Two households in Syracuse with comparable incomes can still be offered different rates; the city's 159 residents are not the reason.
Population in Syracuse climbed about 3.9% over the three years from 2020 to 2023. Pull your credit reports and line up at least three offers before you apply from Syracuse. Every figure below is Missouri's own, applied to Syracuse's 159 residents, with the publisher and retrieval date attached. The nearest larger city is Tipton, MO about 5 miles away.
Syracuse: population, trend and location
Syracuse is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: a Census-estimated 159, 719th among Missouri's 937 places (Vintage 2023).
- Population trend: A rise of about 3.9% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 6 residents.
- Size percentile: bigger than about 23% of the places in Missouri, with 159 residents in Syracuse.
- Population density: 424 people per square mile on 0.4 square miles of land.
- Land area: Syracuse covers 0.4 square miles, the 641st-largest area among Missouri's 937 places.
- Within Missouri: about 0.0% of the state's population lives in Syracuse.
- National rank: Syracuse is the 17,146th most populous of the 19,457 Census places covered here.
- Growth rank: Syracuse's 2020-to-2023 change ranks 146th of 937 places in Missouri.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Syracuse's 3.9%.
- Density in Missouri: Syracuse ranks 692nd by people per square mile.
- Against the state median: Syracuse runs about 424 residents per square mile, where the Missouri median is 743.
- Location: latitude 38.6696, longitude -92.8763 (Census Gazetteer).
- Nearest larger cities: Tipton (5 mi); Otterville (7 mi); Bunceton (9 mi); Clarksburg (11 mi); Smithton (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Nelson (24 mi); Franklin (25 mi); Wooldridge (25 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 22 of them.
- Within 100 miles: 288 places are larger than Syracuse.
Syracuse in state context
Syracuse is the 719th-largest of 937 Census places in Missouri and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Syracuse stands 146th among Missouri's 937 places — roughly the 84th percentile. By density, at about 424 people per square mile, it ranks 692nd in Missouri. Within 50 miles sit 22 smaller Census places, alongside the 68 that are larger.
Missouri consumer-lending rules applied in Syracuse
When Missouri does not publish a figure, the row links to the source instead of inventing a number; Syracuse is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
What shapes a Syracuse personal loan
With roughly 159 residents, Syracuse is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Syracuse. Shortening the term on a Syracuse loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How lenders reach Syracuse
Syracuse is lightly settled, with about 424 people per square mile and 68 larger places within 50 miles. Whether Syracuse has a local branch or not, a Missouri-licensed lender can serve its 159 people online on the same terms. The nearest bigger place is Tipton, MO about 5 miles away.
Syracuse on the map
Syracuse covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 424 people per square mile. The largest place in Missouri, Kansas City, lies about 95 miles away. Syracuse has 68 larger places within a 50-mile radius. Within the same 50 miles lie 22 smaller Census places.
Common questions
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Nearby places
- Tipton, MO — population 2,637
- Otterville, MO — population 444
- Bunceton, MO — population 337
- Pilot Grove, MO — population 678
- Clarksburg, MO — population 256
- Smithton, MO — population 506
- Versailles, MO — population 2,639
- Stover, MO — population 1,049