Personal loans in Syracuse, MO

The Census estimates 159 residents in Syracuse, which ranks it 719th of 937 places in Missouri. Two households in Syracuse with comparable incomes can still be offered different rates; the city's 159 residents are not the reason.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Population in Syracuse climbed about 3.9% over the three years from 2020 to 2023. Pull your credit reports and line up at least three offers before you apply from Syracuse. Every figure below is Missouri's own, applied to Syracuse's 159 residents, with the publisher and retrieval date attached. The nearest larger city is Tipton, MO about 5 miles away.

Syracuse: population, trend and location

Syracuse is a small community; the notes below cover its population profile and the statewide rules that apply.

Syracuse in state context

Syracuse is the 719th-largest of 937 Census places in Missouri and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Syracuse stands 146th among Missouri's 937 places — roughly the 84th percentile. By density, at about 424 people per square mile, it ranks 692nd in Missouri. Within 50 miles sit 22 smaller Census places, alongside the 68 that are larger.

Missouri consumer-lending rules applied in Syracuse

When Missouri does not publish a figure, the row links to the source instead of inventing a number; Syracuse is bound by the same rules.

RuleDetailSource
State lending regulatorMissouri Division of Finance (Department of Commerce and Insurance)
Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions"
Missouri Division of Finance
as of 2026-09-16
Payday lending statusLegal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500)
Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance"
Missouri Revisor of Statutes
as of 2026-09-16
Small-loan / installment lender licensingConsumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo)
Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies"
Missouri Division of Finance
as of 2026-09-16

What shapes a Syracuse personal loan

With roughly 159 residents, Syracuse is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Syracuse. Shortening the term on a Syracuse loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Syracuse

Syracuse is lightly settled, with about 424 people per square mile and 68 larger places within 50 miles. Whether Syracuse has a local branch or not, a Missouri-licensed lender can serve its 159 people online on the same terms. The nearest bigger place is Tipton, MO about 5 miles away.

Syracuse on the map

Syracuse covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 424 people per square mile. The largest place in Missouri, Kansas City, lies about 95 miles away. Syracuse has 68 larger places within a 50-mile radius. Within the same 50 miles lie 22 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Syracuse if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Syracuse is the same as anywhere in Missouri.
What loan size can I expect in Syracuse?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Syracuse?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Syracuse cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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