Personal loans in Susquehanna Depot, PA
If you are weighing a personal loan in Susquehanna Depot, start from the payment you can carry; its 1,343 residents face the same statewide rules.
Susquehanna Depot is home to roughly 1,343 people and stands 528th by size out of 1,013 Census places in Pennsylvania. The nearest larger metro is Deposit, NY about 13 miles away. Census figures put the 2020-to-2023 decrease in Susquehanna Depot at about 1.5%. A single loan can carry different costs on either side of a state line, and Susquehanna Depot sits on the Pennsylvania side of that line. Compare APR, not the interest rate, because the APR folds in most fees on a Susquehanna Depot loan.
Susquehanna Depot: population, trend and location
Here is the sourced Census picture for Susquehanna Depot, plus the Pennsylvania lending rules that apply to a loan taken out here.
- Population: an estimated 1,343 residents, 528th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 1.5% since the 2020 count.
- Net change: roughly 21 fewer people than the 2020 Census counted.
- Size percentile: with 1,343 residents, Susquehanna Depot is larger than about 48% of Pennsylvania's Census places.
- Land and density: 0.7 square miles of land carry roughly 1,822 residents per square mile.
- Land area rank: Susquehanna Depot's 0.7 square miles rank 582nd of 1,013 places in Pennsylvania.
- Water: Susquehanna Depot holds about 0.05 square miles, the 217th-largest water area in Pennsylvania.
- Share of state population: Susquehanna Depot's 1,343 residents are about 0.0% of Pennsylvania.
- National rank: Susquehanna Depot is 9,129th of 19,457 places nationwide.
- Growth rank: Susquehanna Depot ranks 557th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Susquehanna Depot moved 1.5%.
- Density rank: Susquehanna Depot places 546th among Pennsylvania's places by people per square mile.
- Density in context: Susquehanna Depot's 1,822 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 41.9409, -75.6082 (Census Gazetteer coordinates).
- Nearest larger cities: Deposit (13 mi); Binghamton (19 mi); Port Dickinson (20 mi); Forest City (21 mi); Johnson City (22 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Oakland (1 mi); Lanesboro (2 mi); Thompson (7 mi).
- Within a 50-mile radius: 52 smaller Census places.
- Larger places within 100 miles: 306.
The state rulebook for Susquehanna Depot
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Susquehanna Depot is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Inside a Susquehanna Depot personal loan
A Susquehanna Depot personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,343 residents. Federal Truth in Lending rules require a Susquehanna Depot lender to disclose the APR and finance charge before you sign. Shortening the term on a Susquehanna Depot loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Borrowing reach in Susquehanna Depot
Susquehanna Depot is a moderately settled community of about 1,343 people, with 55 larger places inside a 50-mile radius. Distance to a branch rarely matters for Susquehanna Depot's 1,343 residents: the application is online and the price follows your credit file. The nearest larger city, Deposit, NY about 13 miles away.
Susquehanna Depot: area, density and distance
Susquehanna Depot's land area is about 0.7 square miles; a further 0.05 square miles is water. With 1,343 residents, the land area yields roughly 1,822 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 136 miles. Counting outward 50 miles, 55 larger communities surround Susquehanna Depot. Within the same 50 miles lie 52 smaller Census places.
Susquehanna Depot in state context
Set beside Pennsylvania's 1,013 places, Susquehanna Depot ranks 528th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Susquehanna Depot ranks 557th of 1,013 in Pennsylvania (about the 45th percentile). By density, at about 1,822 people per square mile, it ranks 546th in Pennsylvania. By land area, its 0.7 square miles rank 582nd of 1,013 places in Pennsylvania.
Common questions
What are my options in Susquehanna Depot if my credit is poor?
What loan size can I expect in Susquehanna Depot?
Do I have to pledge anything to borrow in Susquehanna Depot?
Does comparing loans in Susquehanna Depot cost me credit score points?
Nearby places
- Oakland, PA — population 554
- Lanesboro, PA — population 494
- Thompson, PA — population 248
- New Milford, PA — population 802
- Windsor, NY — population 865
- Hallstead, PA — population 1,170
- Great Bend, PA — population 623
- Starrucca, PA — population 173