Personal loans in Superior, NE
Superior is a small community in Nebraska, with an estimated 1,826 residents, and every licensed lender here follows the same state rulebook. With 1,826 residents, Superior outranks about 88% of the communities in Nebraska.
Use the calculator on this page to price an amount and term before you commit in Superior. The 2020 count to the 2023 estimate shows about 0.2% growth in Superior. For the 1,826 people in Superior, Nebraska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Belleville, KS about 26 miles away.
The Superior data picture
Read the local figures below as context; read the sourced Nebraska table as the rulebook a lender here must follow.
- Population: a Census-estimated 1,826, 64th among Nebraska's 527 places (Vintage 2023).
- Population trend: Roughly 0.2% more residents than the 2020 Census counted.
- Net change: roughly 4 more people than the 2020 Census counted.
- Size percentile: bigger than about 88% of the places in Nebraska, with 1,826 residents in Superior.
- Population density: about 830 people per square mile (Census land area 2.2 sq mi).
- By land area: Superior ranks 50th among Nebraska's 527 places, at 2.2 sq mi.
- Share of state population: Superior's 1,826 residents are about 0.1% of Nebraska.
- National rank: Superior is 7,958th of 19,457 places nationwide.
- Growth rank: Superior's 2020-to-2023 change ranks 174th of 527 places in Nebraska.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Superior's 0.2%.
- Density rank: Superior is the 264th most densely settled place in Nebraska.
- Density in context: Superior's 830 people per square mile sit against a Nebraska median of 830.
- Location: 40.0217, -98.0618 (Census Gazetteer coordinates).
- Nearest larger cities: Belleville (26 mi); Concordia (38 mi); Beloit (39 mi); Geneva (43 mi); Hastings (43 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Webber (6 mi); Hardy (7 mi); Nora (11 mi).
- Smaller neighbours: 82 places smaller than Superior sit within 50 miles.
- Larger places within 100 miles: 34.
Superior against the rest of Nebraska
Against Nebraska's other places, Superior accounts for about 0.1% of the state's population and ranks 64th of 527 by size. On the 2020-to-2023 trend, Superior stands 174th among Nebraska's 527 places — roughly the 67th percentile. At about 830 people per square mile, Superior is the 264th most densely settled place in Nebraska. Within 50 miles sit 82 smaller Census places, alongside the 6 that are larger.
How a Superior personal loan is priced
In Superior, a small community of about 1,826, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Superior loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Superior decides the split between a comfortable payment and the total interest you pay.
Getting a loan in Superior
At roughly 830 people per square mile, Superior is moderately settled; 6 larger places lie within 50 miles. What is available to Superior's 1,826 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Belleville, KS about 26 miles away.
Superior: area, density and distance
Superior's land area is roughly 2.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 830 people per square mile. For the state's biggest city, Omaha, the distance is roughly 136 miles. A 50-mile radius around Superior takes in 6 places that are larger. By land area it ranks 50th of 527 Nebraska places.
Which Nebraska laws govern a loan in Superior
This table holds the Nebraska rate and licensing rules for consumer loans made to Superior's 1,826 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Webber, KS — population 27
- Hardy, NE — population 93
- Nora, NE — population 21
- Nelson, NE — population 459
- Ruskin, NE — population 106
- Formoso, KS — population 90
- Republic, KS — population 79
- Oak, NE — population 52