Personal loans in Summersville, WV

Population in Summersville dropped about 2.5% over the three years from 2020 to 2023. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Summersville loan. Borrowers who want a bigger city can look to Oak Hill, WV about 28 miles away. When West Virginia caps or restricts a product, lenders either change the terms or withdraw it from Summersville as from the rest of the state.

The Summersville data picture

Two layers matter for a Summersville borrower: the local population picture and West Virginia's consumer-lending statutes.

• Population: 3,344 — Summersville ranks 37th of 230 communities in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.5%.
• Change in people: the 2020-to-2023 comparison is a loss of about 87 residents.
• Size percentile: Summersville's 3,344 people outrank roughly 84% of the places in West Virginia.
• Population density: about 745 people per square mile across 4.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Summersville's 4.5 square miles rank 21st of 230 places in West Virginia.
• Water area: Summersville has 0.04 square miles of water, ranking 70th of 230 places in West Virginia.
• Within West Virginia: about 0.6% of the state's population lives in Summersville.
• National rank: Summersville is the 5,954th most populous of the 19,457 Census places covered here.
• Growth rank: Summersville's 2020-to-2023 change ranks 93rd of 230 places in West Virginia.
• Against the state trend: Summersville's 2.5% change compares with a West Virginia average of -3.0% across its 230 places.
• Density in West Virginia: Summersville ranks 158th by people per square mile.
• Density in context: Summersville's 745 people per square mile sit against a West Virginia median of 1,021.
• Location: 38.2870 / -80.8415, per the US Census Bureau Gazetteer.
• Nearest larger cities: Oak Hill (28 mi); Beckley (40 mi); Lewisburg (40 mi); Charleston (43 mi); South Charleston (47 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Camden-on-Gauley (14 mi); Richwood (17 mi); Quinwood (17 mi), each with its own Census population profile.
• Within a 50-mile radius: 46 smaller Census places.
• At 100 miles: 49 larger Census places fall inside that radius.

Summersville against the rest of West Virginia

Within West Virginia, Summersville holds roughly 0.6% of all residents, the 37th-largest share among 230 places. On the 2020-to-2023 trend, Summersville stands 93rd among West Virginia's 230 places — roughly the 60th percentile. By density, at about 745 people per square mile, it ranks 158th in West Virginia. In land area, Summersville ranks 21st among West Virginia's 230 places.

How a Summersville personal loan is priced

In Summersville, a small community of about 3,344, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Summersville. A longer term lowers the monthly payment on a Summersville loan but raises total interest, so the smallest payment is not the cheapest loan.

Summersville on the map

The Census Gazetteer records 4.5 square miles of land and 0.04 square miles of water within Summersville. The resulting density is about 745 people per square mile. For the state's biggest city, Charleston, the distance is roughly 43 miles. A 50-mile radius around Summersville takes in 6 places that are larger. By land area it ranks 21st of 230 West Virginia places.

Getting a loan in Summersville

At roughly 745 people per square mile, Summersville is moderately settled; 6 larger places lie within 50 miles. Lenders licensed in West Virginia reach Summersville's 3,344 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Oak Hill, WV about 28 miles away.

How West Virginia law applies in Summersville

When West Virginia does not publish a figure, the row links to the source instead of inventing a number; Summersville is bound by the same rules.