Personal loans in Sullivan, WI
For a borrower among the roughly 642 residents of Sullivan, a personal loan is a tool whose cost turns on the terms, not the address. Rate ceilings, licensing requirements and product limits for Sullivan are all set at the Wisconsin level.
An estimated 642 people make their home in Sullivan, a figure that ranks 442nd in Wisconsin. Judge Sullivan offers on total cost, not on how quickly the money arrives. Sullivan lost roughly 1.4% of its population across the 2020-to-2023 comparison. The closest larger place is Dousman, WI about 6 miles away.
Where Sullivan stands
Here is the sourced Census picture for Sullivan, plus the Wisconsin lending rules that apply to a loan taken out here.
- Population: 642 residents; Sullivan is the 442nd-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.4% from 2020 to 2023.
- Net change: roughly 9 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 27% of the places in Wisconsin, with 642 residents in Sullivan.
- Density: roughly 565 residents per square mile, spread over 1.1 sq mi of land.
- By land area: Sullivan ranks 457th among Wisconsin's 605 places, at 1.1 sq mi.
- State share: roughly 0.0% of Wisconsin's residents live in Sullivan (642 people).
- National rank: Sullivan sits 12,156th by population among the 19,457 places in this dataset.
- Growth in Wisconsin: Sullivan stands 448th by percentage change from 2020 to 2023, among 605 places.
- Versus Wisconsin: the state average change is +0.4%, while Sullivan moved 1.4%.
- Density rank: Sullivan is the 391st most densely settled place in Wisconsin.
- Density in context: Sullivan's 565 people per square mile sit against a Wisconsin median of 800.
- Location: 43.0123, -88.5953 (US Census Bureau Gazetteer).
- Nearest larger cities: Dousman (6 mi); Summit (6 mi); Oconomowoc (8 mi); Palmyra (9 mi); Johnson Creek (10 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Oconomowoc Lake (10 mi); Lac La Belle (10 mi); Chenequa (13 mi).
- Within a 50-mile radius: 13 smaller Census places.
- At 100 miles: 513 larger Census places fall inside that radius.
A pre-application checklist for Sullivan
These steps shape the offer you get in Sullivan, a place of about 642 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Sullivan-specific: the same Wisconsin licensing and disclosure rules reach all 642 residents.
Lender access in Sullivan
At roughly 565 people per square mile, Sullivan is moderately settled; 174 larger places lie within 50 miles. Lenders licensed in Wisconsin reach Sullivan's 642 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Dousman, WI about 6 miles away.
Wisconsin consumer-lending rules applied in Sullivan
These are Wisconsin's sourced lending facts as they reach Sullivan's 642 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Land, water and location for Sullivan
Sullivan's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 565 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 32 miles. Within 50 miles of Sullivan there are 174 larger Census places. By land area it ranks 457th of 605 Wisconsin places.
The anatomy of a Sullivan personal loan
Most loans made to Sullivan's 642 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Sullivan's 642 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Sullivan loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Sullivan if my credit is poor?
What loan size can I expect in Sullivan?
Do I have to pledge anything to borrow in Sullivan?
Does comparing loans in Sullivan cost me credit score points?
Nearby places
- Dousman, WI — population 2,418
- Summit, WI — population 5,287
- Palmyra, WI — population 1,693
- Oconomowoc, WI — population 18,682
- Lac La Belle, WI — population 282
- Oconomowoc Lake, WI — population 584
- Eagle, WI — population 2,146
- Johnson Creek, WI — population 3,441