Personal loans in Stuart, VA

Census figures put the 2020-to-2023 decrease in Stuart at about 0.8%. Consumer lending that reaches Stuart's 1,426 residents is governed by Virginia statute; no city ordinance changes it. Begin with the payment, then weigh APR and total interest across the lenders that reach Stuart's 1,426 residents. A larger market lies at Pilot Mountain, NC about 21 miles away.

The Stuart data picture

Stuart is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 1,426 residents; Stuart is the 114th-largest of 227 places in Virginia (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 0.8%.
• Change in people: the 2020-to-2023 comparison is a loss of about 12 residents.
• Size percentile: bigger than about 50% of the places in Virginia, with 1,426 residents in Stuart.
• Density: the Census land area of 3.0 sq mi holds about 469 people per square mile.
• Land area: Stuart covers 3.0 square miles, the 92nd-largest area among Virginia's 227 places.
• Within Virginia: about 0.0% of the state's population lives in Stuart.
• National rank: Stuart sits 8,874th by population among the 19,457 places in this dataset.
• Growth rank: Stuart ranks 127th among Virginia's 227 places for the 2020-to-2023 change.
• State comparison: Virginia's places average -0.0% for 2020-to-2023, against Stuart's 0.8%.
• Density rank: Stuart places 171st among Virginia's places by people per square mile.
• Density in context: Stuart's 469 people per square mile sit against a Virginia median of 823.
• Location: coordinates 36.6404, -80.2686 (US Census Bureau Gazetteer).
• Nearest larger cities: Pilot Mountain (21 mi); Mount Airy (21 mi); Mayodan (22 mi); Martinsville (23 mi); Madison (24 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Danbury (16 mi); Floyd (19 mi); Ridgeway (23 mi).
• Within a 50-mile radius: 12 smaller Census places.
• Within 100 miles: 154 places are larger than Stuart.

Stuart in state context

Within Virginia, Stuart holds roughly 0.0% of all residents, the 114th-largest share among 227 places. Its 2020-to-2023 change ranks 127th of 227 Virginia places, putting it near the 44th percentile for growth. By density, at about 469 people per square mile, it ranks 171st in Virginia. The population moved by about 12 people between 2020 and 2023, a 0.8% shift.

The Virginia lending rules that reach Stuart

For the roughly 1,426 residents of Stuart, the rules below are Virginia's own; each row carries its publisher and retrieval date.

How lenders reach Stuart

At roughly 469 people per square mile, Stuart is lightly settled; 43 larger places lie within 50 miles. Lenders licensed in Virginia reach Stuart's 1,426 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Pilot Mountain, NC about 21 miles away.

The anatomy of a Stuart personal loan

In Stuart, a small community of about 1,426, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Stuart loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Stuart loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Stuart: area, density and distance

Inside Stuart's boundaries lie about 3.0 square miles of land, with no significant water area recorded. Spread across it are roughly 469 residents per square mile. For the state's biggest city, Virginia Beach, the distance is roughly 235 miles. Counting outward 50 miles, 43 larger communities surround Stuart. The 100-mile radius contains 154 larger places.