Personal loans in Stone Park, IL
Stone Park is one of 1,294 Census places in Illinois; its 4,402 residents put it at 354th. Population in Stone Park dropped about 3.9% over the three years from 2020 to 2023.
Personal loans in Stone Park are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 4,402 population. A single loan can carry different costs on either side of a state line, and Stone Park sits on the Illinois side of that line. Judge Stone Park offers on total cost, not on how quickly the money arrives. The nearest larger metro is Melrose Park, IL about 1 miles away.
Where Stone Park stands
Stone Park is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 4,402 people live here, which puts Stone Park 354th of 1,294 Census places in Illinois (Vintage 2023).
- Population trend: A loss of roughly 3.9% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 178 residents.
- Size percentile: roughly 73% of Illinois's places have fewer residents than Stone Park's 4,402.
- Population density: 12,797 people per square mile on 0.3 square miles of land.
- Land area: Stone Park covers 0.3 square miles, the 1,131st-largest area among Illinois's 1,294 places.
- Share of state population: Stone Park's 4,402 residents are about 0.0% of Illinois.
- National rank: Stone Park is 5,204th of 19,457 places nationwide.
- Growth in Illinois: Stone Park stands 1,112th by percentage change from 2020 to 2023, among 1,294 places.
- Versus Illinois: the state average change is -2.0%, while Stone Park moved 3.9%.
- Density in Illinois: Stone Park ranks 3rd by people per square mile.
- Density vs Illinois: Stone Park's 12,797 people per square mile compare with a state median of 993.
- Location: 41.9032 / -87.8807, per the US Census Bureau Gazetteer.
- Nearest larger cities: Melrose Park (1 mi); Bellwood (1 mi); Northlake (1 mi); Berkeley (2 mi); Franklin Park (2 mi). Living near a larger metro rarely changes what is available in Stone Park.
- Nearest smaller places: Oakbrook Terrace (6 mi); Rosemont (6 mi); McCook (8 mi).
- Smaller places within 50 miles: 80 of them.
- At 100 miles: 350 larger Census places fall inside that radius.
Stone Park in state context
Among Illinois's 1,294 places, Stone Park sits at 354th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 1,112th of 1,294 Illinois places, putting it near the 14th percentile for growth. Its roughly 12,797 residents per square mile place it 3rd among Illinois's places. Between 2020 and 2023 the count changed by roughly 178 residents.
Steps to take before a Stone Park loan
Complete these steps first when you borrow in Stone Park (4,402 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Illinois licence by checking the regulator named above.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Stone Park-specific: the same Illinois licensing and disclosure rules reach all 4,402 residents.
Getting a loan in Stone Park
Stone Park is a densely built community of about 4,402 people, with 247 larger places inside a 50-mile radius. What is available to Stone Park's 4,402 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Melrose Park, IL about 1 miles away.
What Illinois law requires in Stone Park
For the roughly 4,402 residents of Stone Park, the rules below are Illinois's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Stone Park on the map
The Census Gazetteer records about 0.3 square miles of land within Stone Park, with no significant water area listed. That land carries about 12,797 people per square mile. Chicago, the largest place in Illinois, is about 11 miles from Stone Park. A 50-mile radius around Stone Park takes in 247 places that are larger. By land area it ranks 1,131st of 1,294 Illinois places.
Common questions
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Nearby places
- Melrose Park, IL — population 23,666
- Bellwood, IL — population 17,890
- Northlake, IL — population 12,270
- Franklin Park, IL — population 17,871
- Berkeley, IL — population 5,089
- Hillside, IL — population 7,923
- Maywood, IL — population 22,880
- River Grove, IL — population 10,282