Personal loans in Stevensville, MI
The first question in Stevensville is not the rate on offer but whether the payment fits; about 1,143 people live here under Michigan lending law. Stevensville is one of 533 Census places in Michigan; its 1,143 residents put it at 338th.
Census figures put the 2020-to-2023 decrease in Stevensville at about 1.2%. For the 1,143 people in Stevensville, Michigan runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Begin with the payment, then weigh APR and total interest across the lenders that reach Stevensville's 1,143 residents. Borrowers who want a bigger city can look to Bridgman, MI about 6 miles away.
The Stevensville data picture
Two layers matter for a Stevensville borrower: the local population picture and Michigan's consumer-lending statutes.
- Population: 1,143 residents; Stevensville is the 338th-largest of 533 places in Michigan (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.2% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 14 residents.
- Size percentile: with 1,143 residents, Stevensville is larger than about 37% of Michigan's Census places.
- Density: roughly 1,095 residents per square mile, spread over 1.0 sq mi of land.
- Land area rank: Stevensville's 1.0 square miles rank 383rd of 533 places in Michigan.
- Share of state population: Stevensville's 1,143 residents are about 0.0% of Michigan.
- National standing: Stevensville ranks 9,726th of 19,457 US places.
- Growth in Michigan: Stevensville stands 346th by percentage change from 2020 to 2023, among 533 places.
- State comparison: Michigan's places average -0.3% for 2020-to-2023, against Stevensville's 1.2%.
- Density rank: Stevensville is the 262nd most densely settled place in Michigan.
- Against the state median: Stevensville runs about 1,095 residents per square mile, where the Michigan median is 1,078.
- Location: 42.0140 / -86.5254, per the US Census Bureau Gazetteer.
- Nearest larger cities: Bridgman (6 mi); St. Joseph (6 mi); Benton Harbor (8 mi); Berrien Springs (11 mi); Buchanan (15 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Shoreham (3 mi); Baroda (5 mi); Eau Claire (11 mi).
- Within a 50-mile radius: 25 smaller Census places.
- At 100 miles: 455 larger Census places fall inside that radius.
How lenders reach Stevensville
Stevensville is a moderately settled community of about 1,143 people, with 55 larger places inside a 50-mile radius. Whether Stevensville has a local branch or not, a Michigan-licensed lender can serve its 1,143 people online on the same terms. For a larger market, the closest option is Bridgman, MI about 6 miles away.
What a Stevensville borrower is actually offered
Stevensville is a small community of about 1,143 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Stevensville lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Stevensville loan is knowable in advance — unlike a revolving card balance.
Michigan consumer-lending rules applied in Stevensville
These are Michigan's sourced lending facts as they reach Stevensville's 1,143 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment service transactions (2005 PA 244; MCL 487.2121 et seq.), licensed and regulated by DIFS Source says: "AN ACT to regulate the business of providing deferred presentment service transactions; to require the licensing of providers of deferred presentment service transactions" | Michigan Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the commissioner to make regulated loans (Regulatory Loan Act, MCL 493.1 et seq.) Source says: "a person shall not engage in the business of making loans of money ... without first obtaining a license from the commissioner" | Michigan Legislature as of 2026-09-16 |
How Stevensville compares across Michigan
Set beside Michigan's 533 places, Stevensville ranks 338th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 346th of 533 Michigan places, putting it near the 35th percentile for growth. Its roughly 1,095 residents per square mile place it 262nd among Michigan's places. By land area, its 1.0 square miles rank 383rd of 533 places in Michigan.
Land, water and location for Stevensville
The Census Gazetteer records about 1.0 square miles of land within Stevensville, with no significant water area listed. That land carries about 1,095 people per square mile. For the state's biggest city, Detroit, the distance is roughly 177 miles. Counting outward 50 miles, 55 larger communities surround Stevensville. The 100-mile radius contains 455 larger places.
Common questions
What are my options in Stevensville if my credit is poor?
What loan size can I expect in Stevensville?
Do I have to pledge anything to borrow in Stevensville?
Does comparing loans in Stevensville cost me credit score points?
Nearby places
- Shoreham, MI — population 861
- Baroda, MI — population 911
- Bridgman, MI — population 2,053
- St. Joseph, MI — population 7,729
- Benton Harbor, MI — population 8,875
- Berrien Springs, MI — population 1,790
- Galien, MI — population 527
- Eau Claire, MI — population 547