Personal loans in Steelville, MO
The 2020 count to the 2023 estimate shows about 1.8% decline in Steelville. Steelville is one of 937 Census places in Missouri; its 1,443 residents put it at 285th.
A personal loan in Steelville is priced from your credit file and income, not from the fact that the city holds 1,443 people. Work out your debt-to-income ratio first; lenders weigh it heavily, and Steelville's 1,443 residents are no exception. Every figure below is Missouri's own, applied to Steelville's 1,443 residents, with the publisher and retrieval date attached. The next larger city is Cuba, MO about 7 miles away.
Where Steelville stands
Most of what governs a Steelville loan is written in Missouri law rather than in the city; the sourced notes below make that split concrete.
- Population: about 1,443, ranked 285th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.8% below the 2020 Census base.
- Absolute change: 26 residents lost between 2020 and 2023.
- Size percentile: with 1,443 residents, Steelville is larger than about 70% of Missouri's Census places.
- Land and density: 2.4 square miles of land carry roughly 596 residents per square mile.
- Land area rank: Steelville's 2.4 square miles rank 238th of 937 places in Missouri.
- Share of Missouri: Steelville holds about 0.0% of the state's population, some 1,443 people.
- National rank: Steelville is 8,833rd of 19,457 places nationwide.
- Growth in Missouri: Steelville stands 743rd by percentage change from 2020 to 2023, among 937 places.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Steelville's 1.8%.
- Density rank: Steelville places 570th among Missouri's places by people per square mile.
- Against the state median: Steelville runs about 596 residents per square mile, where the Missouri median is 743.
- Location: it lies at 37.9696, -91.3546 in the Census Gazetteer.
- Nearest larger cities: Cuba (7 mi); Bourbon (14 mi); St. James (14 mi); Sullivan (20 mi); Rolla (22 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Leasburg (9 mi); St. Cloud (16 mi); West Sullivan (18 mi).
- Smaller places within 50 miles: 41 of them.
- At 100 miles: 181 larger Census places fall inside that radius.
Where Steelville sits in Missouri
Set beside Missouri's 937 places, Steelville ranks 285th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Steelville stands 743rd among Missouri's 937 places — roughly the 21th percentile. By density, at about 596 people per square mile, it ranks 570th in Missouri. Within 50 miles sit 41 smaller Census places, alongside the 22 that are larger.
Steps to take before a Steelville loan
A sensible order of operations for a loan in Steelville, home to about 1,443 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Missouri regulator's records to confirm the lender is licensed here.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Steelville-specific: the same Missouri licensing and disclosure rules reach all 1,443 residents.
Lender access in Steelville
Steelville is moderately settled, with about 596 people per square mile and 22 larger places within 50 miles. What is available to Steelville's 1,443 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest larger city, Cuba, MO about 7 miles away.
Steelville: area, density and distance
Inside Steelville's boundaries lie about 2.4 square miles of land, with no significant water area recorded. With 1,443 residents, the land area yields roughly 596 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 190 miles. Counting outward 50 miles, 22 larger communities surround Steelville. Within the same 50 miles lie 41 smaller Census places.
Missouri rules behind a Steelville personal loan
Missouri has no separate rate rule for Steelville; the sourced rows below are what reach every lender that serves its 1,443 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Common questions
What are my options in Steelville if my credit is poor?
What loan size can I expect in Steelville?
Do I have to pledge anything to borrow in Steelville?
Does comparing loans in Steelville cost me credit score points?
Nearby places
- Cuba, MO — population 3,198
- Leasburg, MO — population 316
- Bourbon, MO — population 1,529
- St. Cloud, MO — population 41
- St. James, MO — population 3,903
- West Sullivan, MO — population 280
- Sullivan, MO — population 6,829
- Oak Grove Village, MO — population 400