Personal loans in State Line, MS

With roughly 461 residents, State Line is a small community, and the lending rules its borrowers live under are written in Mississippi, not by the city. Begin with the payment, then weigh APR and total interest across the lenders that reach State Line's 461 residents. To lend to State Line's 461 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it. From the 2020 Census base to the 2023 estimate, the population rose by about 1.5%. Borrowers who want a bigger city can look to Chatom, AL about 14 miles away.

Borrowing in State Line: the local picture

What follows is State Line's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

• Population: 461 people, a figure that places State Line 206th among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 1.5% between 2020 and 2023.
• People gained or lost: about 7 more since the 2020 base.
• Size percentile: State Line's 461 people outrank roughly 31% of the places in Mississippi.
• Density: roughly 108 residents per square mile, spread over 4.3 sq mi of land.
• Land area rank: State Line's 4.3 square miles rank 119th of 299 places in Mississippi.
• Water area rank: State Line ranks 86th among Mississippi's 299 places, with 0.03 sq mi.
• State population share: State Line accounts for about 0.0% of everyone in Mississippi.
• National standing: State Line ranks 13,510th of 19,457 US places.
• Growth rank: State Line ranks 34th among Mississippi's 299 places for the 2020-to-2023 change.
• Versus Mississippi: the state average change is -2.3%, while State Line moved 1.5%.
• Density in Mississippi: State Line ranks 278th by people per square mile.
• Density vs Mississippi: State Line's 108 people per square mile compare with a state median of 434.
• Location: mapped by the US Census Bureau at 31.4361, -88.4735.
• Nearest larger cities: Chatom (14 mi); Waynesboro (19 mi); Leakesville (20 mi); Citronelle (27 mi); Richton (28 mi). Larger metros often have more branches, but online lenders reach State Line on the same terms.
• Nearest smaller towns: Millry (15 mi); Silas (25 mi); McIntosh (29 mi).
• Within a 50-mile radius: 10 smaller Census places.
• Larger places within 100 miles: 106.

What shapes a State Line personal loan

A State Line personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 461 residents. Because pricing is borrower-level, two people in State Line can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a State Line loan but raises total interest, so the smallest payment is not the cheapest loan.

State Line in state context

State Line is the 206th-largest of 299 Census places in Mississippi and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 34th of 299 Mississippi places, putting it near the 89th percentile for growth. At about 108 people per square mile, State Line is the 278th most densely settled place in Mississippi. The population moved by about 7 people between 2020 and 2023, a 1.5% shift.

Where State Line sits

State Line covers about 4.3 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 108 residents per square mile. The largest place in Mississippi, Jackson, lies about 119 miles away. State Line has 23 larger places within a 50-mile radius. The 100-mile radius contains 106 larger places.

How Mississippi law applies in State Line

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a State Line lender must follow.

Borrowing reach in State Line

With about 108 residents per square mile, State Line is lightly settled, and 23 larger Census places sit within 50 miles. Distance to a branch rarely matters for State Line's 461 residents: the application is online and the price follows your credit file. The nearest bigger place is Chatom, AL about 14 miles away.