Personal loans in Staples, TX

Population in Staples dropped about 2.1% over the three years from 2020 to 2023. When Texas caps or restricts a product, lenders either change the terms or withdraw it from Staples as from the rest of the state. Verify the lender's Texas licence against the regulator named below before borrowing in Staples. The next larger city is Martindale, TX about 6 miles away.

What the Census records for Staples

Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.

• Population: 185 — Staples ranks 1,168th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 2.1% across the 2020-to-2023 comparison.
• People gained or lost: about 4 fewer since the 2020 base.
• Size percentile: bigger than about 5% of the places in Texas, with 185 residents in Staples.
• Density: roughly 124 residents per square mile, spread over 1.5 sq mi of land.
• Land area rank: Staples's 1.5 square miles rank 859th of 1,224 places in Texas.
• Share of Texas: Staples holds about 0.0% of the state's population, some 185 people.
• National rank: Staples sits 16,713th by population among the 19,457 places in this dataset.
• Growth rank: Staples's 2020-to-2023 change ranks 1,050th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Staples's 2.1%.
• Density rank: Staples places 1,182nd among Texas's places by people per square mile.
• Density in context: Staples's 124 people per square mile sit against a Texas median of 840.
• Location: 29.7623 / -97.8245, per the US Census Bureau Gazetteer.
• Nearest larger cities: Martindale (6 mi); San Marcos (10 mi); Lockhart (12 mi); Luling (12 mi); Uhland (14 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Kingsbury (8 mi); Round Mountain (54 mi); Round Top (71 mi).
• Within a 50-mile radius: 1 smaller Census places.
• Within 100 miles: 176 places are larger than Staples.

Staples: area, density and distance

The Census Gazetteer records about 1.5 square miles of land within Staples, with no significant water area listed. That land carries about 124 people per square mile. Houston, the largest place in Texas, is about 146 miles from Staples. A 50-mile radius around Staples takes in 75 places that are larger. By land area it ranks 859th of 1,224 Texas places.

What to do before borrowing in Staples

Before you hand your details to a lender in Staples, where the population is near 185:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Texas licence with the regulator named above before committing.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

The process is identical across Texas; what changes is your credit file, not the fact that Staples holds 185 people.

How personal loans work in Staples

With roughly 185 residents, Staples is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Staples's rank of 1,168th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Staples loan but raises total interest, so the smallest payment is not the cheapest loan.

Which Texas laws govern a loan in Staples

Read the table as a lender's compliance picture for Staples: the rule, the sourced figure, the publisher and the date.

Where Staples sits in Texas

Within Texas, Staples holds roughly 0.0% of all residents, the 1,168th-largest share among 1,224 places. On the 2020-to-2023 trend, Staples stands 1,050th among Texas's 1,224 places — roughly the 14th percentile. By density, at about 124 people per square mile, it ranks 1,182nd in Texas. The population moved by about 4 people between 2020 and 2023, a 2.1% shift.