Personal loans in Stanton, CA
Stanton ranks 207th of 482 places in California, with a population near 38,815. Personal loans in Stanton are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 38,815 population.
Read the disclosure for an origination fee and any prepayment penalty before signing in Stanton. Lenders active in Stanton report to a California supervisor, identified in the sourced rows below. From the 2020 Census base to the 2023 estimate, the population rose by about 2.2%. The nearest larger city is Garden Grove, CA about 2 miles away.
What the Census records for Stanton
Two layers matter for a Stanton borrower: the local population picture and California's consumer-lending statutes.
- Population: 38,815 — Stanton ranks 207th of 482 communities in California (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.2% more residents than the 2020 Census counted.
- Net change: roughly 851 more people than the 2020 Census counted.
- Size percentile: Stanton sits ahead of around 57% of California places, at 38,815 people.
- Land and density: 3.1 square miles of land carry roughly 12,509 residents per square mile.
- Land area rank: Stanton's 3.1 square miles rank 380th of 482 places in California.
- Share of state population: Stanton's 38,815 residents are about 0.1% of California.
- National rank: Stanton is the 1,028th most populous of the 19,457 Census places covered here.
- Growth rank: Stanton ranks 71st among California's 482 places for the 2020-to-2023 change.
- State comparison: California's places average -1.3% for 2020-to-2023, against Stanton's 2.2%.
- Density in California: Stanton ranks 14th by people per square mile.
- Against the state median: Stanton runs about 12,509 residents per square mile, where the California median is 3,455.
- Location: latitude 33.8002, longitude -117.9934 (Census Gazetteer).
- Nearest larger cities: Garden Grove (2 mi); Cypress (3 mi); Westminster (3 mi); Buena Park (4 mi); Cerritos (6 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Los Alamitos (4 mi); La Palma (4 mi); Hawaiian Gardens (5 mi).
- Smaller places within 50 miles: 58 of them.
- At 100 miles: 117 larger Census places fall inside that radius.
Stanton in state context
Within California, Stanton holds roughly 0.1% of all residents, the 207th-largest share among 482 places. On the 2020-to-2023 trend, Stanton stands 71st among California's 482 places — roughly the 85th percentile. Its roughly 12,509 residents per square mile place it 14th among California's places. The population moved by about 851 people between 2020 and 2023, a 2.2% shift.
Inside a Stanton personal loan
A Stanton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 38,815 residents. Federal Truth in Lending rules require a Stanton lender to disclose the APR and finance charge before you sign. The term you choose in Stanton decides the split between a comfortable payment and the total interest you pay.
How California law applies in Stanton
This table holds the California rate and licensing rules for consumer loans made to Stanton's 38,815 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | California Department of Financial Protection and Innovation (DFPI) Source says: "“Department” means the Department of Financial Protection and Innovation". | California Legislature — Financial Code § 23001 as of 2026-09-16 |
| Payday lending status | Permitted under the California Deferred Deposit Transaction Law; max $300 face amount; fee ≤15%; term up to 31 days Source says: "The face amount of the check shall not exceed three hundred dollars ($300)"; "A fee for a deferred deposit transaction shall not exceed 15 percent of the face amount of the check" (Financial Code § 23036). | California Legislature — Financial Code § 23035 (and § 23036) as of 2026-09-16 |
| Small-loan / installment lender licensing | Finance lender/broker license required from the Commissioner of Financial Protection and Innovation (California Financing Law) Source says: "No person shall engage in the business of a finance lender or broker without obtaining a license from the commissioner". | California Legislature — Financial Code § 22100 as of 2026-09-16 |
Steps to take before a Stanton loan
Before you apply in Stanton, a community of about 38,815, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the California licence with the regulator named above before committing.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Stanton-specific: the same California licensing and disclosure rules reach all 38,815 residents.
Stanton: area, density and distance
Inside Stanton's boundaries lie about 3.1 square miles of land, with no significant water area recorded. That land carries about 12,509 people per square mile. The state's population centre of gravity, Los Angeles, is roughly 28 miles away. Stanton has 82 larger places within a 50-mile radius. The 100-mile radius contains 117 larger places.
Common questions
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Does comparing loans in Stanton cost me credit score points?
Nearby places
- Garden Grove, CA — population 168,234
- Westminster, CA — population 88,729
- Cypress, CA — population 48,782
- Buena Park, CA — population 81,958
- Los Alamitos, CA — population 11,901
- La Palma, CA — population 15,029
- Hawaiian Gardens, CA — population 13,396
- Seal Beach, CA — population 24,352