Personal loans in Stamping Ground, KY
Personal loans in Stamping Ground are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 823 population. By population, Stamping Ground sits at 231st in Kentucky, with an estimated 823 residents.
Use the calculator on this page to price an amount and term before you commit in Stamping Ground. A 2020-to-2023 comparison shows Stamping Ground up by about 5.5%. Lenders active in Stamping Ground report to a Kentucky supervisor, identified in the sourced rows below. The closest larger city is Georgetown, KY about 8 miles away.
Borrowing in Stamping Ground: the local picture
What follows is Stamping Ground's place in the Census record, alongside the Kentucky rules that govern a personal loan made here.
- Population: an estimated 823 residents, 231st of 416 places in Kentucky (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 5.5% from 2020 to 2023.
- People gained or lost: about 43 more since the 2020 base.
- Size percentile: about 44% of Kentucky communities are smaller than Stamping Ground (823 residents).
- Density: the Census land area of 0.6 sq mi holds about 1,400 people per square mile.
- By land area: Stamping Ground ranks 274th among Kentucky's 416 places, at 0.6 sq mi.
- State share: roughly 0.0% of Kentucky's residents live in Stamping Ground (823 people).
- National rank: Stamping Ground is the 11,061st most populous of the 19,457 Census places covered here.
- Growth in Kentucky: Stamping Ground stands 10th by percentage change from 2020 to 2023, among 416 places.
- Against the state trend: Stamping Ground's 5.5% change compares with a Kentucky average of -0.2% across its 416 places.
- Density rank: Stamping Ground is the 156th most densely settled place in Kentucky.
- Against the state median: Stamping Ground runs about 1,400 residents per square mile, where the Kentucky median is 1,045.
- Location: coordinates 38.2709, -84.6798 (US Census Bureau Gazetteer).
- Nearest larger cities: Georgetown (8 mi); Midway (9 mi); Frankfort (11 mi); Versailles (16 mi); Lexington-Fayette (20 mi). Larger metros often have more branches, but online lenders reach Stamping Ground on the same terms.
- Smaller places close by: Sadieville (11 mi); Monterey (15 mi); Corinth (16 mi).
- Smaller places within 50 miles: 54 of them.
- At 100 miles: 271 larger Census places fall inside that radius.
How lenders reach Stamping Ground
Stamping Ground is moderately settled, with about 1,400 people per square mile and 62 larger places within 50 miles. Whether Stamping Ground has a local branch or not, a Kentucky-licensed lender can serve its 823 people online on the same terms. For a larger market, the closest option is Georgetown, KY about 8 miles away.
The state rulebook for Stamping Ground
For the roughly 823 residents of Stamping Ground, the rules below are Kentucky's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
How a Stamping Ground personal loan is priced
With roughly 823 residents, Stamping Ground is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Stamping Ground's 823 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Stamping Ground decides the split between a comfortable payment and the total interest you pay.
The geography behind Stamping Ground
The Census Gazetteer records about 0.6 square miles of land within Stamping Ground, with no significant water area listed. With 823 residents, the land area yields roughly 1,400 people per square mile. For the state's biggest city, Lexington-Fayette, the distance is roughly 20 miles. Stamping Ground has 62 larger places within a 50-mile radius. Within the same 50 miles lie 54 smaller Census places.
How Stamping Ground compares across Kentucky
Stamping Ground is the 231st-largest of 416 Census places in Kentucky and contains about 0.0% of the state's people. For population change between 2020 and 2023, Stamping Ground ranks 10th of 416 in Kentucky (about the 98th percentile). At about 1,400 people per square mile, Stamping Ground is the 156th most densely settled place in Kentucky. Within 50 miles sit 54 smaller Census places, alongside the 62 that are larger.
Common questions
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Nearby places
- Midway, KY — population 1,755
- Georgetown, KY — population 39,462
- Sadieville, KY — population 334
- Frankfort, KY — population 28,285
- Versailles, KY — population 10,491
- Corinth, KY — population 230
- Monterey, KY — population 110
- Owenton, KY — population 1,669