Personal loans in St. Nazianz, WI
A personal loan in St. Nazianz is priced from your credit file and income, not from the fact that the city holds 718 people. Rate-shopping from St. Nazianz costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
The Census estimates 718 residents in St. Nazianz, which ranks it 420th of 605 places in Wisconsin. To lend to St. Nazianz's 718 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. A 2020-to-2023 comparison shows St. Nazianz up by about 0.6%. Borrowers who want a bigger city can look to Valders, WI about 5 miles away.
What the Census records for St. Nazianz
What follows is St. Nazianz's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.
- Population: 718 people, a figure that places St. Nazianz 420th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 0.6%.
- Change in people: the 2020-to-2023 comparison is a gain of about 4 residents.
- Size percentile: with 718 residents, St. Nazianz is larger than about 31% of Wisconsin's Census places.
- Population density: 904 people per square mile on 0.8 square miles of land.
- Land area rank: St. Nazianz's 0.8 square miles rank 537th of 605 places in Wisconsin.
- Water area rank: St. Nazianz ranks 311th among Wisconsin's 605 places, with 0.02 sq mi.
- Within Wisconsin: about 0.0% of the state's population lives in St. Nazianz.
- Nationally: St. Nazianz is the 11,688th-largest of 19,457 Census places in the dataset.
- Growth in Wisconsin: St. Nazianz stands 197th by percentage change from 2020 to 2023, among 605 places.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against St. Nazianz's 0.6%.
- Density in Wisconsin: St. Nazianz ranks 259th by people per square mile.
- Density vs Wisconsin: St. Nazianz's 904 people per square mile compare with a state median of 800.
- Location: mapped by the US Census Bureau at 44.0073, -87.9248.
- Nearest larger cities: Valders (5 mi); Kiel (8 mi); New Holstein (9 mi); Reedsville (10 mi); Cleveland (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Potter (12 mi); Glenbeulah (16 mi); Kellnersville (16 mi).
- Within a 50-mile radius: 13 smaller Census places.
- Within 100 miles: 245 places are larger than St. Nazianz.
A practical checklist for St. Nazianz borrowers
Before you apply in St. Nazianz, a community of about 718, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Wisconsin licence with the regulator named above before committing.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
What differs between St. Nazianz and the rest of Wisconsin is not the process but the borrower's own file, among the 718 people here.
The anatomy of a St. Nazianz personal loan
St. Nazianz is a small community of about 718 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than St. Nazianz's rank of 420th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a St. Nazianz loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Wisconsin consumer-lending rules applied in St. Nazianz
Read the table as a lender's compliance picture for St. Nazianz: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Where St. Nazianz sits in Wisconsin
St. Nazianz is the 420th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 197th of 605 Wisconsin places, putting it near the 67th percentile for growth. Its roughly 904 residents per square mile place it 259th among Wisconsin's places. In land area, St. Nazianz ranks 537th among Wisconsin's 605 places.
St. Nazianz on the map
St. Nazianz covers about 0.8 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 904 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 65 miles away. A 50-mile radius around St. Nazianz takes in 78 places that are larger. By land area it ranks 537th of 605 Wisconsin places.
Common questions
What are my options in St. Nazianz if my credit is poor?
What loan size can I expect in St. Nazianz?
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Does comparing loans in St. Nazianz cost me credit score points?
Nearby places
- Valders, WI — population 964
- Kiel, WI — population 3,956
- Reedsville, WI — population 1,196
- Whitelaw, WI — population 736
- New Holstein, WI — population 3,012
- Elkhart Lake, WI — population 971
- Cleveland, WI — population 1,574
- Howards Grove, WI — population 3,251