Personal loans in St. Clair, PA

Clair, which ranks it 348th of 1,013 places in Pennsylvania. Read the disclosure for an origination fee and any prepayment penalty before signing in St. Clair. The 2020 count to the 2023 estimate shows about 0.4% growth in St. Clair. For the 2,756 people in St. Clair, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Borrowers who want a bigger city can look to Pottsville, PA about 3 miles away.

Local context for St. Clair

Most of what governs a St. Clair loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.

• Population: 2,756 — St. Clair ranks 348th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: About 0.4% above the 2020 Census base.
• Net change: roughly 10 more people than the 2020 Census counted.
• Size percentile: roughly 66% of Pennsylvania's places have fewer residents than St. Clair's 2,756.
• Density: roughly 2,235 residents per square mile, spread over 1.2 sq mi of land.
• Land area rank: St. Clair's 1.2 square miles rank 364th of 1,013 places in Pennsylvania.
• Share of Pennsylvania: St. Clair holds about 0.0% of the state's population, some 2,756 people.
• National rank: St. Clair sits 6,542nd by population among the 19,457 places in this dataset.
• Growth in Pennsylvania: St. Clair stands 179th by percentage change from 2020 to 2023, among 1,013 places.
• Against the state trend: St. Clair's 0.4% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: St. Clair ranks 453rd by people per square mile.
• Density in context: St. Clair's 2,235 people per square mile sit against a Pennsylvania median of 1,990.
• Location: 40.7211 / -76.1903, per the US Census Bureau Gazetteer.
• Nearest larger cities: Pottsville (3 mi); Minersville (4 mi); Frackville (5 mi); Orwigsburg (6 mi); Schuylkill Haven (6 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Port Carbon (2 mi); Mechanicsville (2 mi); Palo Alto (3 mi).
• Within a 50-mile radius: 124 smaller Census places.
• Within 100 miles: 334 places are larger than St. Clair.

The anatomy of a St. Clair personal loan

Most loans made to St. Clair's 2,756 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in St. Clair can be quoted different APRs on the same amount and term. Shortening the term on a St. Clair loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where St. Clair sits in Pennsylvania

Set beside Pennsylvania's 1,013 places, St. Clair ranks 348th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, St. Clair ranks 179th of 1,013 in Pennsylvania (about the 82th percentile). By density, at about 2,235 people per square mile, it ranks 453rd in Pennsylvania. By land area, its 1.2 square miles rank 364th of 1,013 places in Pennsylvania.

St. Clair on the map

St. Clair covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 2,235 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 74 miles away. Counting outward 50 miles, 102 larger communities surround St. Clair. The 100-mile radius contains 334 larger places.

Lender access in St. Clair

At roughly 2,235 people per square mile, St. Clair is fairly dense; 102 larger places lie within 50 miles. Whether St. Clair has a local branch or not, a Pennsylvania-licensed lender can serve its 2,756 people online on the same terms. For a larger market, the closest option is Pottsville, PA about 3 miles away.

Which Pennsylvania laws govern a loan in St. Clair

These are Pennsylvania's sourced lending facts as they reach St. Clair's 2,756 residents; the state has no city-level rate rule.