Personal loans in St. Anne, IL
The 2020 count to the 2023 estimate shows about 2.6% decline in St. Anne. For a borrower among the roughly 1,129 residents of St. Anne, a personal loan is a tool whose cost turns on the terms, not the address. St.
Anne is home to roughly 1,129 people and stands 613th by size out of 1,294 Census places in Illinois. Borrowers who want a bigger city can look to Kankakee, IL about 9 miles away. Which products a lender may offer to St. Anne's 1,129 residents follows from the Illinois consumer-lending framework. Decide the purpose of the loan and your repayment plan before sharing any details with a St. Anne lender.
What the Census records for St. Anne
Two layers matter for a St. Anne borrower: the local population picture and Illinois's consumer-lending statutes.
- Population: the Census counts 1,129 residents in St. Anne (Vintage 2023 subcounty estimate), the 613th-largest figure among Illinois's 1,294 places.
- Population trend: Roughly 2.6% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 30 residents.
- Size percentile: with 1,129 residents, St. Anne is larger than about 53% of Illinois's Census places.
- Density: roughly 1,360 residents per square mile, spread over 0.8 sq mi of land.
- Land area rank: St. Anne's 0.8 square miles rank 840th of 1,294 places in Illinois.
- Water: St. Anne holds about 0.03 square miles, the 361st-largest water area in Illinois.
- State population share: St. Anne accounts for about 0.0% of everyone in Illinois.
- National rank: St. Anne is 9,764th of 19,457 places nationwide.
- Growth rank: St. Anne's 2020-to-2023 change ranks 827th of 1,294 places in Illinois.
- Versus Illinois: the state average change is -2.0%, while St. Anne moved 2.6%.
- Density rank: St. Anne is the 447th most densely settled place in Illinois.
- Density in context: St. Anne's 1,360 people per square mile sit against a Illinois median of 993.
- Location: the Census Gazetteer records it at 41.0235, -87.7170.
- Nearest larger cities: Kankakee (9 mi); Momence (10 mi); Bradley (12 mi); Clifton (13 mi); Bourbonnais (14 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Papineau (4 mi); Beaverville (6 mi); Aroma Park (6 mi).
- Smaller neighbours: 73 places smaller than St. Anne sit within 50 miles.
- Within 100 miles: 451 places are larger than St. Anne.
St. Anne: area, density and distance
St. Anne's land area is about 0.8 square miles; a further 0.03 square miles is water. Spread across it are roughly 1,360 residents per square mile. The state's population centre of gravity, Chicago, is roughly 56 miles away. Within 50 miles of St. Anne there are 127 larger Census places. By land area it ranks 840th of 1,294 Illinois places.
Lender access in St. Anne
St. Anne is a moderately settled community of about 1,129 people, with 127 larger places inside a 50-mile radius. Lenders licensed in Illinois reach St. Anne's 1,129 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Kankakee, IL about 9 miles away.
Where St. Anne sits in Illinois
Among Illinois's 1,294 places, St. Anne sits at 613th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, St. Anne ranks 827th of 1,294 in Illinois (about the 36th percentile). By density, at about 1,360 people per square mile, it ranks 447th in Illinois. Between 2020 and 2023 the count changed by roughly 30 residents.
Inside a St. Anne personal loan
St. Anne is a small community of about 1,129 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in St. Anne can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a St. Anne loan but raises total interest, so the smallest payment is not the cheapest loan.
Which Illinois laws govern a loan in St. Anne
These are Illinois's sourced lending facts as they reach St. Anne's 1,129 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Papineau, IL — population 131
- Beaverville, IL — population 293
- Sun River Terrace, IL — population 447
- Aroma Park, IL — population 645
- Martinton, IL — population 322
- Hopkins Park, IL — population 583
- Sammons Point, IL — population 209
- Momence, IL — population 3,031