Personal loans in Springport, IN
With roughly 138 residents, Springport is a small community, and the lending rules its borrowers live under are written in Indiana, not by the city.
The Census counts 138 people in Springport, the 531st-largest figure among Indiana's 565 places. Population in Springport climbed about 1.5% over the three years from 2020 to 2023. Consumer lending that reaches Springport's 138 residents is governed by Indiana statute; no city ordinance changes it. Verify the lender's Indiana licence against the regulator named below before borrowing in Springport. Borrowers who want a bigger city can look to Mount Summit, IN about 3 miles away.
Springport by the numbers
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: 138 — Springport ranks 531st of 565 communities in Indiana (US Census Bureau, Vintage 2023).
- Population trend: About 1.5% above the 2020 Census base.
- Net change: roughly 2 more people than the 2020 Census counted.
- Size percentile: with 138 residents, Springport is larger than about 6% of Indiana's Census places.
- Population density: about 1,150 people per square mile (Census land area 0.1 sq mi).
- By land area: Springport ranks 534th among Indiana's 565 places, at 0.1 sq mi.
- Share of state population: Springport's 138 residents are about 0.0% of Indiana.
- National rank: Springport is 17,470th of 19,457 places nationwide.
- Growth rank: Springport's 2020-to-2023 change ranks 137th of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Springport moved 1.5%.
- Density rank: Springport is the 352nd most densely settled place in Indiana.
- Density vs Indiana: Springport's 1,150 people per square mile compare with a state median of 1,375.
- Location: latitude 40.0472, longitude -85.3926 (Census Gazetteer).
- Nearest larger cities: Mount Summit (3 mi); Sulphur Springs (4 mi); Middletown (8 mi); Mooreland (8 mi); Cadiz (8 mi). Online lenders reach Springport no matter how far the nearest branch is.
- Smaller places close by: Blountsville (8 mi); Greensboro (12 mi); Country Club Heights (16 mi).
- Within a 50-mile radius: 15 smaller Census places.
- Within 100 miles: 593 places are larger than Springport.
Springport against the rest of Indiana
Among Indiana's 565 places, Springport sits at 531st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 137th of 565 Indiana places, putting it near the 76th percentile for growth. At about 1,150 people per square mile, Springport is the 352nd most densely settled place in Indiana. Within 50 miles sit 15 smaller Census places, alongside the 154 that are larger.
Land, water and location for Springport
The Census Gazetteer records about 0.1 square miles of land within Springport, with no significant water area listed. The resulting density is about 1,150 people per square mile. Fort Wayne, the largest place in Indiana, is about 73 miles from Springport. Within 50 miles of Springport there are 154 larger Census places. Within the same 50 miles lie 15 smaller Census places.
What a Springport borrower is actually offered
With roughly 138 residents, Springport is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Springport loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Springport loan is knowable in advance — unlike a revolving card balance.
Lender access in Springport
Springport is moderately settled, with about 1,150 people per square mile and 154 larger places within 50 miles. Whether Springport has a local branch or not, a Indiana-licensed lender can serve its 138 people online on the same terms. For a larger market, the closest option is Mount Summit, IN about 3 miles away.
Which Indiana laws govern a loan in Springport
This table holds the Indiana rate and licensing rules for consumer loans made to Springport's 138 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
Common questions
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Nearby places
- Mount Summit, IN — population 350
- Sulphur Springs, IN — population 335
- New Castle, IN — population 17,329
- Cadiz, IN — population 162
- Mooreland, IN — population 338
- Middletown, IN — population 2,264
- Muncie, IN — population 65,081
- Blountsville, IN — population 97