Personal loans in Sportsmen Acres, OK

Sportsmen Acres gained roughly 0.9% in population across the 2020-to-2023 comparison. Sportsmen Acres is a small community of about 319 residents, and a personal loan taken out here is governed by Oklahoma statute.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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With an estimated 319 residents, Sportsmen Acres is the 371st-largest of 590 places in Oklahoma. Borrowers who want a bigger city can look to Pryor Creek, OK about 5 miles away. A lender that serves Sportsmen Acres operates under Oklahoma lending statutes and a Oklahoma supervisor. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Sportsmen Acres loan.

What the Census records for Sportsmen Acres

Here is the sourced Census picture for Sportsmen Acres, plus the Oklahoma lending rules that apply to a loan taken out here.

Population: about 319 people live here, which puts Sportsmen Acres 371st of 590 Census places in Oklahoma (Vintage 2023).
Population trend: Growth of about 0.9% across the 2020-to-2023 comparison.
Change in people: the 2020-to-2023 comparison is a gain of about 3 residents.
Size percentile: with 319 residents, Sportsmen Acres is larger than about 37% of Oklahoma's Census places.
Land and density: 0.1 square miles of land carry roughly 3,843 residents per square mile.
Land area: Sportsmen Acres covers 0.1 square miles, the 586th-largest area among Oklahoma's 590 places.
State population share: Sportsmen Acres accounts for about 0.0% of everyone in Oklahoma.
National rank: Sportsmen Acres sits 14,897th by population among the 19,457 places in this dataset.
Growth rank: Sportsmen Acres's 2020-to-2023 change ranks 269th of 590 places in Oklahoma.
State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Sportsmen Acres's 0.9%.
Density rank: Sportsmen Acres is the 2nd most densely settled place in Oklahoma.
Density in context: Sportsmen Acres's 3,843 people per square mile sit against a Oklahoma median of 546.
Location: 36.2456, -95.2517 (US Census Bureau Gazetteer).
Nearest larger cities: Pryor Creek (5 mi); Locust Grove (6 mi); Chouteau (6 mi); Salina (6 mi); Adair (13 mi). Larger metros often have more branches, but online lenders reach Sportsmen Acres on the same terms.
Smaller communities within reach: Strang (13 mi); Pensacola (16 mi); Big Cabin (20 mi).
Smaller neighbours: 25 places smaller than Sportsmen Acres sit within 50 miles.
Larger places within 100 miles: 263.

What a Sportsmen Acres borrower is actually offered

With roughly 319 residents, Sportsmen Acres is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Sportsmen Acres lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Sportsmen Acres loan is knowable in advance — unlike a revolving card balance.

Which Oklahoma laws govern a loan in Sportsmen Acres

This table holds the Oklahoma rate and licensing rules for consumer loans made to Sportsmen Acres's 319 residents.

Rule	Detail	Source
State lending regulator	Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma."	Oklahoma Department of Consumer Credit as of 2026-09-16
Small-loan / installment lender licensing	Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2).	Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16
Small loan rate and principal caps (state-specific rule)	Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)).	Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16

How lenders reach Sportsmen Acres

At roughly 3,843 people per square mile, Sportsmen Acres is fairly dense; 61 larger places lie within 50 miles. A Oklahoma licence lets a lender serve Sportsmen Acres without a local office, so branch density does not change what its 319 residents are offered. The nearest bigger place is Pryor Creek, OK about 5 miles away.

The geography behind Sportsmen Acres

The Census Gazetteer records about 0.1 square miles of land within Sportsmen Acres, with no significant water area listed. The resulting density is about 3,843 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 138 miles away. A 50-mile radius around Sportsmen Acres takes in 61 places that are larger. Within the same 50 miles lie 25 smaller Census places.

Steps to take before a Sportsmen Acres loan

Before you hand your details to a lender in Sportsmen Acres, where the population is near 319:

Get your credit reports, dispute what is wrong, and only then start shopping.
Run the numbers on the personal loan calculator so you know the payment before you apply.
Line up several pre-qualified offers and let the APR decide.
Verify the lender's Oklahoma licence with the regulator listed on this page.
Keep the amount to the expense; an approval is not a reason to take more.
Write down the purpose of the loan and your repayment plan before you apply.
If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

What differs between Sportsmen Acres and the rest of Oklahoma is not the process but the borrower's own file, among the 319 people here.

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Common questions

What are my options in Sportsmen Acres if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Sportsmen Acres is the same as anywhere in Oklahoma.

What loan size can I expect in Sportsmen Acres?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Sportsmen Acres?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Sportsmen Acres cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Pryor Creek, OK — population 9,636
Locust Grove, OK — population 1,392
Chouteau, OK — population 2,133
Salina, OK — population 1,097
Adair, OK — population 740
Strang, OK — population 67
Pensacola, OK — population 106
Spavinaw, OK — population 356