Personal loans in Southmont, PA

Southmont is home to roughly 1,996 people and stands 428th by size out of 1,013 Census places in Pennsylvania. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Southmont. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Southmont's 1,996 residents. The next larger city is Westmont, PA about 1 miles away.

Local context for Southmont

Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.

• Population: 1,996 people, a figure that places Southmont 428th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 2.5% from 2020 to 2023.
• People gained or lost: about 52 fewer since the 2020 base.
• Size percentile: bigger than about 58% of the places in Pennsylvania, with 1,996 residents in Southmont.
• Density: the Census land area of 1.1 sq mi holds about 1,897 people per square mile.
• Land area: Southmont covers 1.1 square miles, the 418th-largest area among Pennsylvania's 1,013 places.
• State share: roughly 0.0% of Pennsylvania's residents live in Southmont (1,996 people).
• Nationally: Southmont is the 7,634th-largest of 19,457 Census places in the dataset.
• Growth rank: Southmont's 2020-to-2023 change ranks 803rd of 1,013 places in Pennsylvania.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Southmont's 2.5%.
• Density rank: Southmont is the 534th most densely settled place in Pennsylvania.
• Density vs Pennsylvania: Southmont's 1,897 people per square mile compare with a state median of 1,990.
• Location: the Census Gazetteer records it at 40.3108, -78.9327.
• Nearest larger cities: Westmont (1 mi); Johnstown (1 mi); Geistown (3 mi); Windber (8 mi); Nanty-Glo (12 mi). Living near a larger metro rarely changes what is available in Southmont.
• Smaller communities close by: Dale (1 mi); Ferndale (2 mi); Brownstown (2 mi), each with its own Census population profile.
• Within a 50-mile radius: 156 smaller Census places.
• Larger places within 100 miles: 209.

Where Southmont sits

Inside Southmont's boundaries lie about 1.1 square miles of land, with no significant water area recorded. The resulting density is about 1,897 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 202 miles away. Within 50 miles of Southmont there are 62 larger Census places. Within the same 50 miles lie 156 smaller Census places.

Getting a loan in Southmont

Southmont is a moderately settled community of about 1,996 people, with 62 larger places inside a 50-mile radius. What is available to Southmont's 1,996 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Westmont, PA about 1 miles away.

What shapes a Southmont personal loan

With roughly 1,996 residents, Southmont is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Southmont's 1,996 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Southmont decides the split between a comfortable payment and the total interest you pay.

How Pennsylvania law applies in Southmont

Read the table as a lender's compliance picture for Southmont: the rule, the sourced figure, the publisher and the date.

How Southmont compares across Pennsylvania

Among Pennsylvania's 1,013 places, Southmont sits at 428th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Southmont ranks 803rd of 1,013 in Pennsylvania (about the 21th percentile). Its roughly 1,897 residents per square mile place it 534th among Pennsylvania's places. Within 50 miles sit 156 smaller Census places, alongside the 62 that are larger.