Personal loans in South Pasadena, FL

With an estimated 5,288 residents, South Pasadena is the 221st-largest of 411 places in Florida. For a community of about 5,288, the practical step is to compare APR across at least three lenders before committing. Census figures put the 2020-to-2023 decrease in South Pasadena at about 1.3%. For the 5,288 people in South Pasadena, Florida runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger city is Gulfport, FL about 2 miles away.

South Pasadena: population, trend and location

Most of what governs a South Pasadena loan is written in Florida law rather than in the city; the sourced notes below make that split concrete.

• Population: 5,288 people, a figure that places South Pasadena 221st among the 411 Census places in Florida (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 1.3% from 2020 to 2023.
• People gained or lost: about 67 fewer since the 2020 base.
• Size percentile: roughly 46% of Florida's places have fewer residents than South Pasadena's 5,288.
• Density: the Census land area of 0.6 sq mi holds about 8,669 people per square mile.
• By land area: South Pasadena ranks 367th among Florida's 411 places, at 0.6 sq mi.
• Water area: South Pasadena has 0.58 square miles of water, ranking 164th of 411 places in Florida.
• Share of Florida: South Pasadena holds about 0.0% of the state's population, some 5,288 people.
• National standing: South Pasadena ranks 4,676th of 19,457 US places.
• Growth in Florida: South Pasadena stands 365th by percentage change from 2020 to 2023, among 411 places.
• Against the state trend: South Pasadena's 1.3% change compares with a Florida average of +5.5% across its 411 places.
• Density rank: South Pasadena is the 18th most densely settled place in Florida.
• Against the state median: South Pasadena runs about 8,669 residents per square mile, where the Florida median is 1,608.
• Location: coordinates 27.7529, -82.7393 (US Census Bureau Gazetteer).
• Nearest larger cities: Gulfport (2 mi); Treasure Island (2 mi); St. Pete Beach (2 mi); St. Petersburg (6 mi); Seminole (7 mi). Living near a larger metro rarely changes what is available in South Pasadena.
• Smaller communities close by: Madeira Beach (4 mi); Kenneth City (5 mi); Redington Beach (6 mi), each with its own Census population profile.
• Smaller places within 50 miles: 18 of them.
• Larger places within 100 miles: 60.

Where South Pasadena sits in Florida

Among Florida's 411 places, South Pasadena sits at 221st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 365th of 411 Florida places, putting it near the 11th percentile for growth. At about 8,669 people per square mile, South Pasadena is the 18th most densely settled place in Florida. In land area, South Pasadena ranks 367th among Florida's 411 places.

What shapes a South Pasadena personal loan

South Pasadena is a small town of about 5,288 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a South Pasadena lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a South Pasadena loan is knowable in advance — unlike a revolving card balance.

Florida consumer-lending rules applied in South Pasadena

These are Florida's sourced lending facts as they reach South Pasadena's 5,288 residents; the state has no city-level rate rule.

Land, water and location for South Pasadena

South Pasadena's land area is about 0.6 square miles; a further 0.58 square miles is water. With 5,288 residents, the land area yields roughly 8,669 people per square mile. Jacksonville, the largest place in Florida, is about 190 miles from South Pasadena. Counting outward 50 miles, 22 larger communities surround South Pasadena. Within the same 50 miles lie 18 smaller Census places.

Before you apply in South Pasadena

Before you hand your details to a lender in South Pasadena, where the population is near 5,288:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Florida licence by checking the regulator named above.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Look for an origination fee or prepayment penalty in the written disclosure.

None of these steps is South Pasadena-specific: the same Florida licensing and disclosure rules reach all 5,288 residents.