Personal loans in South Miami, FL

South Miami is one of 411 Census places in Florida; its 12,073 residents put it at 159th. To lend to South Miami's 12,073 residents, a company must hold a Florida licence, and each sourced row below names the regulator behind it. Census figures put the 2020-to-2023 increase in South Miami at about 0.4%. Borrowers who want a bigger city can look to Coral Gables, FL about 3 miles away.

South Miami by the numbers

Two layers matter for a South Miami borrower: the local population picture and Florida's consumer-lending statutes.

• Population: an estimated 12,073 residents, 159th of 411 places in Florida (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 0.4% from 2020 to 2023.
• People gained or lost: about 47 more since the 2020 base.
• Size percentile: about 61% of Florida's Census places are smaller than South Miami.
• Population density: about 5,326 people per square mile across 2.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: South Miami's 2.3 square miles rank 286th of 411 places in Florida.
• Water: South Miami holds about 0.04 square miles, the 313th-largest water area in Florida.
• Within Florida: about 0.1% of the state's population lives in South Miami.
• National rank: South Miami is 2,767th of 19,457 places nationwide.
• Growth in Florida: South Miami stands 294th by percentage change from 2020 to 2023, among 411 places.
• Versus Florida: the state average change is +5.5%, while South Miami moved 0.4%.
• Density rank: South Miami places 47th among Florida's places by people per square mile.
• Density vs Florida: South Miami's 5,326 people per square mile compare with a state median of 1,608.
• Location: 25.7085 / -80.2951, per the US Census Bureau Gazetteer.
• Nearest larger cities: Coral Gables (3 mi); Pinecrest (3 mi); Palmetto Bay (6 mi); Miami (7 mi); Miami Springs (8 mi). Online lenders reach South Miami no matter how far the nearest branch is.
• Smaller places close by: West Miami (3 mi); Virginia Gardens (7 mi); Medley (11 mi).
• Smaller places within 50 miles: 20 of them.
• Larger places within 100 miles: 61.

South Miami: area, density and distance

South Miami's land area is about 2.3 square miles; a further 0.04 square miles is water. Spread across it are roughly 5,326 residents per square mile. Jacksonville, the largest place in Florida, is about 330 miles from South Miami. South Miami has 45 larger places within a 50-mile radius. The 100-mile radius contains 61 larger places.

Where South Miami sits in Florida

Set beside Florida's 411 places, South Miami ranks 159th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, South Miami stands 294th among Florida's 411 places — roughly the 28th percentile. At about 5,326 people per square mile, South Miami is the 47th most densely settled place in Florida. In land area, South Miami ranks 286th among Florida's 411 places.

What is available to South Miami borrowers

With about 5,326 residents per square mile, South Miami is densely built, and 45 larger Census places sit within 50 miles. A Florida licence lets a lender serve South Miami without a local office, so branch density does not change what its 12,073 residents are offered. The nearest bigger place is Coral Gables, FL about 3 miles away.

Florida consumer-lending rules applied in South Miami

When Florida does not publish a figure, the row links to the source instead of inventing a number; South Miami is bound by the same rules.

What shapes a South Miami personal loan

Most loans made to South Miami's 12,073 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in South Miami can be quoted different APRs on the same amount and term. The term you choose in South Miami decides the split between a comfortable payment and the total interest you pay.