Personal loans in South Holland, IL
Every figure below is Illinois's own, applied to South Holland's 20,483 residents, with the publisher and retrieval date attached. An estimated 20,483 people make their home in South Holland, a figure that ranks 118th in Illinois.
South Holland is a smaller city in Illinois, with an estimated 20,483 residents, and every licensed lender here follows the same state rulebook. A 2020-to-2023 comparison shows South Holland down by about 4.6%. Verify the lender's Illinois licence against the regulator named below before borrowing in South Holland. The next larger city is Calumet City, IL about 3 miles away.
South Holland: population, trend and location
Two layers matter for a South Holland borrower: the local population picture and Illinois's consumer-lending statutes.
- Population: an estimated 20,483 residents, 118th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 4.6% fewer residents than the 2020 Census counted.
- Absolute change: 983 residents lost between 2020 and 2023.
- Size percentile: with 20,483 residents, South Holland is larger than about 91% of Illinois's Census places.
- Density: the Census land area of 7.2 sq mi holds about 2,831 people per square mile.
- By land area: South Holland ranks 176th among Illinois's 1,294 places, at 7.2 sq mi.
- Water area rank: South Holland ranks 430th among Illinois's 1,294 places, with 0.02 sq mi.
- State share: roughly 0.2% of Illinois's residents live in South Holland (20,483 people).
- National rank: South Holland sits 1,845th by population among the 19,457 places in this dataset.
- Growth rank: South Holland's 2020-to-2023 change ranks 1,211th of 1,294 places in Illinois.
- Against the state trend: South Holland's 4.6% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density in Illinois: South Holland ranks 129th by people per square mile.
- Density in context: South Holland's 2,831 people per square mile sit against a Illinois median of 993.
- Location: 41.5984, -87.6027 (US Census Bureau Gazetteer).
- Nearest larger cities: Calumet City (3 mi); Lansing (4 mi); Hammond (6 mi); Blue Island (6 mi); Munster (6 mi). Larger metros often have more branches, but online lenders reach South Holland on the same terms.
- Smaller places nearby: Phoenix (2 mi); Thornton (2 mi); Dolton (2 mi).
- Smaller neighbours: 203 places smaller than South Holland sit within 50 miles.
- At 100 miles: 126 larger Census places fall inside that radius.
The anatomy of a South Holland personal loan
Most loans made to South Holland's 20,483 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a South Holland loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a South Holland loan but raises total interest, so the smallest payment is not the cheapest loan.
Lender access in South Holland
With about 2,831 residents per square mile, South Holland is fairly dense, and 89 larger Census places sit within 50 miles. Lenders licensed in Illinois reach South Holland's 20,483 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Calumet City, IL about 3 miles away.
Illinois rules behind a South Holland personal loan
Illinois has no separate rate rule for South Holland; the sourced rows below are what reach every lender that serves its 20,483 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Where South Holland sits
South Holland's land area is about 7.2 square miles; a further 0.02 square miles is water. That land carries about 2,831 people per square mile. Chicago, the largest place in Illinois, is about 17 miles from South Holland. Counting outward 50 miles, 89 larger communities surround South Holland. By land area it ranks 176th of 1,294 Illinois places.
South Holland against the rest of Illinois
South Holland is the 118th-largest of 1,294 Census places in Illinois and contains about 0.2% of the state's people. For population change between 2020 and 2023, South Holland ranks 1,211th of 1,294 in Illinois (about the 6th percentile). Its roughly 2,831 residents per square mile place it 129th among Illinois's places. By land area, its 7.2 square miles rank 176th of 1,294 places in Illinois.
Common questions
What are my options in South Holland if my credit is poor?
What loan size can I expect in South Holland?
Do I have to pledge anything to borrow in South Holland?
Does comparing loans in South Holland cost me credit score points?
Nearby places
- Thornton, IL — population 2,273
- Phoenix, IL — population 1,627
- Dolton, IL — population 20,410
- Harvey, IL — population 19,397
- East Hazel Crest, IL — population 1,232
- Riverdale, IL — population 10,159
- Glenwood, IL — population 8,268
- Calumet City, IL — population 34,358