Personal loans in Sour Lake, TX

Sour Lake is a small community of about 1,851 residents, and a personal loan taken out here is governed by Texas statute. Census figures put the 2020-to-2023 increase in Sour Lake at about 4.5%. Use the calculator on this page to price an amount and term before you commit in Sour Lake. The nearest larger city is Lumberton, TX about 14 miles away.

Sour Lake by the numbers

The figures below are Sour Lake's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: 1,851 residents; Sour Lake is the 629th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 4.5% between 2020 and 2023.
• Absolute change: 79 residents added between 2020 and 2023.
• Size percentile: roughly 49% of Texas places rank below Sour Lake.
• Density: roughly 804 residents per square mile, spread over 2.3 sq mi of land.
• Land area rank: Sour Lake's 2.3 square miles rank 630th of 1,224 places in Texas.
• Water: Sour Lake holds about 0.04 square miles, the 325th-largest water area in Texas.
• State share: roughly 0.0% of Texas's residents live in Sour Lake (1,851 people).
• National standing: Sour Lake ranks 7,908th of 19,457 US places.
• Growth rank: Sour Lake ranks 468th among Texas's 1,224 places for the 2020-to-2023 change.
• Versus Texas: the state average change is +6.5%, while Sour Lake moved 4.5%.
• Density in Texas: Sour Lake ranks 640th by people per square mile.
• Against the state median: Sour Lake runs about 804 residents per square mile, where the Texas median is 840.
• Location: mapped by the US Census Bureau at 30.1377, -94.4043.
• Nearest larger cities: Lumberton (14 mi); Beaumont (16 mi); Kountze (17 mi); Silsbee (20 mi); Liberty (24 mi). Larger metros often have more branches, but online lenders reach Sour Lake on the same terms.
• Nearest smaller towns: Nome (7 mi); China (8 mi); Bevil Oaks (8 mi).
• Smaller neighbours: 21 places smaller than Sour Lake sit within 50 miles.
• Within 100 miles: 107 places are larger than Sour Lake.

Sour Lake against the rest of Texas

Within Texas, Sour Lake holds roughly 0.0% of all residents, the 629th-largest share among 1,224 places. On the 2020-to-2023 trend, Sour Lake stands 468th among Texas's 1,224 places — roughly the 62th percentile. By density, at about 804 people per square mile, it ranks 640th in Texas. Within 50 miles sit 21 smaller Census places, alongside the 27 that are larger.

What a Sour Lake borrower is actually offered

A Sour Lake personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,851 residents. The APR tracks your credit score rather than Sour Lake's rank of 629th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Sour Lake loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in Sour Lake

Sour Lake is a moderately settled community of about 1,851 people, with 27 larger places inside a 50-mile radius. Distance to a branch rarely matters for Sour Lake's 1,851 residents: the application is online and the price follows your credit file. The nearest larger city, Lumberton, TX about 14 miles away.

How Texas law applies in Sour Lake

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Sour Lake lender must follow.

The Sour Lake borrowing checklist

Before you apply in Sour Lake, a community of about 1,851, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Texas regulator's licence records before you sign.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is Sour Lake-specific: the same Texas licensing and disclosure rules reach all 1,851 residents.